your collections

Personal collections coverage highlights

Individualized coverage

We offer flexible, worldwide coverage options to meet your unique needs and cover most collectible losses with no deductible.

Automatic coverage for new items

If you already have collectibles itemized on your policy, your newly acquired items are covered for up to 90 days (25 percent of the itemized coverage).

Liberal appraisal requirements

We only require appraisals for individual collectibles valued at $100,000 or more. Otherwise, we just need a detailed description and estimated value.

Paying market value

If the market value of an item before a loss exceeds the amount of coverage, we’ll pay up to 150 percent of the amount itemized on your policy to account for increases in market value.

Agreed value feature

We’ll work with you upfront to determine the value of your collectibles. Then, for covered total losses, we’ll make sure you get 100 percent of the agreed value as a cash settlement.

Blanket or scheduled items

Protect your entire collection of stamps, coins, wine, sports memorabilia, silver, or other collectibles with blanket coverage, itemize individual pieces, or do both. It’s up to you.

Coverage related to personal collections insurance

Wine & Spirits insurance
Protect your wine and spirits with broad coverage and unparalleled service.
Fine Arts insurance
Protect your art with some of the broadest coverage available.

Insight and expertise

We help you stay ahead — and informed with these helpful tips and tricks
Collecting On Board: Luxury
Luxury handbags, fine jewelry, watches, and other personal collectibles often travel with their owners aboard private yachts.
collector baseball in case
The power behind the sports memorabilia market
Sports memorabilia can refer to any item connected to an athlete, team, or significant sports event that evokes memories of a particular sport, team, player, or era.
Next gen’s passion for pop culture collectibles
Collectibles are a way to own a piece of the zeitgeist. For the younger generations, capturing the collective consciousness of the past has turned a hobby into an investment.
woman walking with luggage
How to insure your jewelry before you travel
You may not leave home with jewelry that is as elaborate or expensive as Elizabeth Taylor’s or Kim Kardashian’s. However, you can use their situations to understand why the right insurance needs to be in place when you travel.
Collecting On Board: Fine Art
Safeguard fine art on your yacht with expert tips for installation and care. Keep your artwork secure and preserved in optimal condition at sea.
basketballs on top of each other
What not to collect in sports memorabilia
When collecting sports memorabilia, it’s best to be selective and educated in your choices. Here are a few items you may want to avoid.
stamp collection
8 things to consider when collecting stamps
Today, more than 5 million people in the U.S. alone collect, preserve, and trade or sell stamps. If you are considering becoming a “philatelist,” A.K.A. a stamp collector, as a hobby or an investment, there are a few things you should consider before you get started.
designer handbags
How the next generation is driving the luxury handbag market
The U.S. luxury handbag market will grow from $10.8B in 2024 to $16.9B by 2033. With rising demand, specialized coverage is key to protecting these investments.

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