your collections

Personal collections coverage highlights

Individualized coverage

We offer flexible, worldwide coverage options to meet your unique needs and cover most collectible losses with no deductible.

Automatic coverage for new items

If you already have collectibles itemized on your policy, your newly acquired items are covered for up to 90 days (25 percent of the itemized coverage).

Liberal appraisal requirements

We only require appraisals for individual collectibles valued at $100,000 or more. Otherwise, we just need a detailed description and estimated value.

Paying market value

If the market value of an item before a loss exceeds the amount of coverage, we’ll pay up to 150 percent of the amount itemized on your policy to account for increases in market value.

Agreed value feature

We’ll work with you upfront to determine the value of your collectibles. Then, for covered total losses, we’ll make sure you get 100 percent of the agreed value as a cash settlement.

Blanket or scheduled items

Protect your entire collection of stamps, coins, wine, sports memorabilia, silver, or other collectibles with blanket coverage, itemize individual pieces, or do both. It’s up to you.

Coverage related to personal collections insurance

Wine & Spirits insurance
Protect your wine and spirits with broad coverage and unparalleled service.
Fine Arts insurance
Protect your art with some of the broadest coverage available.

Insight and expertise

We help you stay ahead — and informed with these helpful tips and tricks
luxury handbag
Protecting a luxury handbag investment: Tips for next gen collectors
Younger collectors invest in luxury handbags facing unique risks. Specialized coverage, appraisals, and proper care are essential to protect their value.
collector baseball in case
The power behind the sports memorabilia market
Sports memorabilia can refer to any item connected to an athlete, team, or significant sports event that evokes memories of a particular sport, team, player, or era.
Next gen’s passion for pop culture collectibles
Collectibles are a way to own a piece of the zeitgeist. For the younger generations, capturing the collective consciousness of the past has turned a hobby into an investment.
outdoor sculpture
10 things to consider when selecting, installing, and maintaining outdoor sculpture
Whether you’re looking for a new stone sculpture for your garden or adding to a collection of bronze statues, here are a few tips you might want to consider before making an outdoor sculpture purchase.

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