We provide exceptional boat insurance with tailored protection, competitive rates, along with valuable features to protect both boat owners and their vessels.
— Total Loss Settlement
We pay the entire agreed amount, with no deductible, for a total loss. With our Masterpiece Boat Select policy, eligible vessels can receive Replacement Cost coverage up to 120% of the vessel’s insured amount.
— Liability Protection
Limits of coverage to suit your personal needs, including: legal defense costs, pollution liability coverage as required by the Oil Pollution Act of 1990, and wreck removal.
— Uninsured/Underinsured Boater Coverage
Coverage for bodily injury to persons aboard the insured watercraft who are injured by an uninsured owner or operator of another vessel.
— Personal Property & Fishing Equipment Coverage
Protection is automatically included for the clothing, personal effects and fishing gear of the boat owner and their guests. Optional higher limits are available.
— Trailer Coverage
Trailers are automatically covered up to the policy limit. Increased limits are available.
— Coverage for Marinas as Additional Insured
Marinas, yacht clubs and similar facilities where clients keep their vessels are included as Additional Insureds.
— Partial Loss Settlement
With our Masterpiece Boat Select policy, the repair or replacement of covered property is paid for without deduction for depreciation on most partial losses.
— Medical Payments
Reasonable medical and related expenses are included for all those onboard, boarding or leaving the covered vessel. These benefits are provided on a per occurrence basis. Increased limits are available.
— Longshore and Harbor Workers’ Compensation Act (LHWCA)
When liability coverage is purchased, coverage is automatically provided for those employed aboard the vessel who are within the jurisdiction of the LHWCA.
— Emergency Towing & Assistance
We automatically include this coverage with optional higher limits available.
— Precautionary Measures
Coverage up to the policy limit for the reasonable costs incurred to haul, fuel, or dock the insured watercraft endangered by a covered peril
75% of boating accidents occur on clear days with good visibility.
Disclaimer: This information is descriptive only. All products may not be available in all jurisdictions. Coverage is subject to the language of the policies as issued.
We help you stay ahead and informed with these helpful tips and tricks