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Many digital-savvy consumers look for it as a core or add-on option.
Many digital-savvy consumers look for it as a core or add-on option.
Many digital-savvy consumers look for it as a core or add-on option.
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Insurance for Technology Companies
Industry overview
Technology insurance provides coverage for technology businesses of all sizes, from startups to multinationals, protecting against both physical and digital risks such as property damage and cyber threats, and is tailored for industries like software, hardware, technology services, consulting, and communications.
Chubb provides coverage including Package, Lower Middle Market Package, Primary Casualty, Workers Compensation, Property, Auto, Umbrella, E&O/Cyber, Environmental, Financial Lines, Multinational, Foreign, Marine, Aviation, and Accident & Health.
This insurance is designed for technology services and consulting firms, software and system developers, communications and network service providers, and electronics and hardware manufacturers.
Chubb offers a single point of access to enhance efficiency and ensure continuity across multiple lines of insurance products. We provide industry-specific dedicated underwriting, claims, and risk engineering, with claims professionals who have significant expertise in technology claims to deliver a seamless experience. Our team of risk consultants help technology companies identify, mitigate, and control physical, legal, and workplace risk, and we offer E&O risk engineering services focused on exposure evaluation and contractual risk management.
A developer and manufacturer of imaging equipment suffered a fire caused by an overheated battery backup system, resulting in the total loss of a clean room and critical equipment. Chubb’s prompt response included covering lost business income during reconstruction, helping the client recover quickly and maintain business continuity.
Who we serve
Protecting technology companies of all sizes, across every sector
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Technology services and consulting
Providers of online transaction processing, infrastructure support, remote data storage, and consulting services face a variety of potential liabilities best insured by a knowledgeable carrier.
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Software and systems developers
Developers of packaged software and creators of customized systems applications need specialized insurance expertise to help mitigate product and other exposures.
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Communications and network service providers
Telecommunications network infrastructures and cloud services carry complex, evolving technology and business exposures that require up-to-date solutions.
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Electronics and hardware manufacturing
Technology manufacturing involves a complex and global web of facilities, suppliers, contractors, and retailers that all come with risks best handled by an insurance partner with the right expertise.
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Products & Services
At Chubb, we help technology companies of all types and sizes protect against risk so that they can keep innovating and growing — from small startups to large multinationals, private venture-backed companies to public corporations.
Commercial package insurance
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Chubb Risk Consulting & Resilience
Middle Market Indicator
Chubb partners with the National Center for the Middle Market (NCMM) to support the Middle Market Indicator (MMI), a semiannual research survey launched in 2012. The insights gained through this partnership plant the seeds of new ways Chubb can support and protect middle market businesses in a rapidly changing world. The MMI polls 1000 executives (CEOs, CFOs and other financial decision makers) from middle market companies with $10 million to $1 billion in annual revenue.
Frequently Asked Questions
At Chubb, we tailor your insurance solutions based on the specific needs and exposures of your company, informed by our broad and deep expertise in the technology insurance practice area.
That expertise and our extensive portfolio of technology clients — as well as our access to up-to-date industry data — allow us to benchmark the types of risks and losses technology companies face, as well as the coverage limits that are most prudent for your type and size of business.
Technology companies are somewhat unique in the combination of risks to which they’re susceptible. Like many other companies, tech companies have tangible physical assets — like manufacturing facilities or consultancy office spaces. In tech, there are also amplified risks related to digital exposures that sometimes seem less tangible but are no less treacherous.
For example, if you manufacture or sell — or if your consultancy service recommends — software for a hospital system and that software has a vulnerability that exposes patient data, you can be liable for financial loss, privacy breaches, and more. Chubb understands and expertly underwrites these complex, multifaceted technology coverages.
Resources
Insights and expertise
