skip to main content

Like a work of art or a piece of fine jewelry, a fine bottle of wine or spirits can be a treasure, with special memories and unique stories.


With our broad coverage and unparalleled service, you can trust Chubb to help protect the very special things you’ve acquired over the years.


Chubb Masterpiece® Valuable Articles Coverage Highlights

— Individualized coverage

We offer flexible, worldwide coverage options to meet your unique needs and cover most causes of loss with no deductible.

— Automatic coverage for new items

If you already have itemized jewelry, fine art, wine or other collectibles, newly acquired items are covered for up to 90 days (25% of the itemized coverage).*

— Paying market value

In certain cases, we’ll pay up to 150 percent of the amount itemized on your policy to account for increases in market value.

— Agreed value feature

We’ll work with you upfront to determine the value of your items. Then, for covered total losses, we’ll make sure you’ll get 100% of the agreed value as a cash settlement.

— Blanket or Scheduled Items

Protect an entire collection with blanket coverage, itemize your individual bottles, or do both. It's up to you.

— Coverage for Mechanical Breakdown

We provide coverage for wine which has been damaged due to loss of utility service or mechanical breakdown of climate control equipment.

Have Questions?

Have questions about protecting your collection? If you’re a Chubb client, you can call for a referral to a qualified professional. Call 1-877-60CHUBB, option 2.

When you own or collect fine art, jewelry, wine, or other collectibles, it’s important to stay abreast of what’s happening in the market and how it might affect the price of your valuables.
Masterpiece® Valuable Articles Insurance for Your Collectible Wine

Masterpiece® Valuable Articles Insurance for Your Collectible Wine

Protect your wine, so you can appreciate it for years to come

Chubb Masterpiece Valuable Articles Brochure

Masterpiece® Valuable Articles Insurance Brochure

Insure your valuables with confidence


*In a few states, wine and spirit acquisitions are capped at $50,000. Please check your policy for details.

Disclaimer: This information is descriptive only. All products may not be available in all jurisdictions. Coverage is subject to the language of the policies as issued.