Boat & Yacht Insurance

From small boats to large yachts, it’s smooth sailing with Chubb. Whether you own a runabout, sailboat, yacht or mega-yacht with a full-time captain and crew, we offer some of the most comprehensive coverage and services available. For over a hundred years, we've offered unparalleled stability and protection with our boat and yacht insurance.
boat racing across water at sunset

Our boat & yacht insurance products

Boat insurance

Coverage is available for all types of pleasure boats 35 feet and less, including bowriders, fishing, wake boats, and cabin cruisers, and for personal watercraft vessels like wave runners and jet skis.

Yacht insurance

Coverage is available for pleasure yachts 36 feet or greater in length and up to $3 million in value, and for captained vessels 70 feet or greater in length, valued at $3 million or more.

Coverages related to boat & yacht insurance

Home insurance

From high-rise condos to historic buildings, we’ve got your home covered.

Liability insurance

With liability coverage, let us be your personal peace-of-mind partners.

Insights and expertise

We help you stay ahead — and informed with these helpful tips and tricks
dog in life preserver on boat

All paws on deck: The ultimate guide to safe boating adventures with your pet

Planning a boat trip with your pet? Get expert tips on safety gear, acclimation, hazards, and keeping your furry first mate happy on the water.

How much does boat (watercraft) insurance cost?

Boat insurance costs vary by vessel type, location, usage, and more. Learn what drives your rate and how to get the right coverage at a competitive price.

What does boat insurance cover

Understand what boat insurance covers, from hull and liability to towing and uninsured boaters, so you can choose the right policy for your time on the water.
marina in winter

Going into layup: Preparing your vessel for winter storage

When summer is coming to an end, it’s time to prepare your boat for the winter months. If you plan to have your boat hauled out and stored over the winter, here are a few items to remember.

Get a boat/yacht insurance quote

Work with an independent agent to get personalized insurance solutions.