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Construction Insurance

Construction site coordinator standing at a planning table with foreman.

Chubb provides insurance tailored for the construction industry's complex and evolving risks

We know that contractors and developers are continuing to expand and innovate technologically. So, whether you're a general contractor or property owner developing single projects or large multi-site projects, we can provide specialized coverage, help design robust risk management programs, and help you create a culture of safety for your workers.

The Chubb Construction Industry Practice is committed to building relationships, providing tailored coverage and service solutions, and leveraging technology to drive program outcomes. Our teams were specifically built to handle construction industry needs. When it comes to service, our dedicated industry specialists work in collaboration with the client’s team — and our capacity is backed by our infrastructure to deliver thousands of policies annually. These fundamentals are how we measure success.


Meet our Construction Industry Practice Leader

Lyndsey Christofer
Lyndsey Christofer
EVP, Construction Industry Practice Leader

“Every line of coverage that we touch in the Industry Practices benefits from the industry-specific expertise of our people. We don’t have generalists working in these groups, we have true specialists who understand their industries on a very practical and detailed level.”


We provide trusted expertise across many business sectors and project types for the construction industry

Business sectors

  • Transportation and civil infrastructure
  • Energy
  • Manufacturing & heavy industrial
  • Healthcare & education
  • Technology
  • Commercial building & entertainment
  • And many more

Project types

  • Airports
  • High-rise office buildings
  • Hotels & resorts
  • Educational institutions
  • Bridges & tunnels
  • Solar and other renewable energy projects
  • And many more

Is this the type of coverage you need?

Products & Services
Products & Services

Find the right coverage for your construction risk

Primary casualty construction insurance

Coverage for a full range of risks faced by construction companies — from loss sensitive workers compensation, commercial general liability, and auto programs to project specific wrap ups.

Umbrella & excess liability insurance for the construction industry

As a leading provider of umbrella or excess casualty capacity, we offer a large appetite and innovative solutions to unique construction-related risks.

Builders risk insurance

First-party insurance offering coverage for loss or damage to property in the course of construction and delay in opening.

Construction surety bonds

For a wide range of contractors, we provide performance bonds, payment bonds, maintenance bonds, supply and install bonds, service bonds, and more.

Contractors pollution liability insurance

From mold to catastrophic environmental pollution incidents, this policy specifically addresses the wide range of construction exposures to help prevent coverage gaps.

Contractors professional liability insurance

For contractors with design-build or construction management responsibilities, we provide deep industry and liability expertise so you can have peace of mind.  


Chubb construction risk engineering portal

Designed by a dedicated team of Chubb construction risk engineers — with specialized expertise in tunneling, transportation, cranes, bridges, highways, high-rise, hospitality and housing — our online portal includes tools and resources to address critical safety and loss control challenges you may face.

View, print and download proprietary products and benchmarking information. We hope you find the wide array of resources a valuable addition to your safety and risk management program.

Why Chubb
Why Chubb

We have construction insurance expertise

Chubb understands the core risks facing construction firms today. We've become a top choice in the industry by delivering insurance and risk management solutions that help you protect your business and maintain a strong safety record – backed by our industry expertise, high-touch model, consultative approach to loss control, and passion for service.

Partnership that’s personal

We cover general contractors and subcontractors of all sizes, and owners or sponsors who need coverage for specific building projects. We have a long-term commitment to the construction industry and our risk engineers are often former contractors themselves. They act in collaboration with our clients’ risk management teams and to bring best practice to every project.

Creative problem-solving

We know the construction industry faces the dual challenges of supply chain constraints and labor shortages, with materials costing significantly more than in the recent past. We also know that certain risks require tailored insurance coverage terms. Through a coordinated approach across multiple lines of coverage — property, casualty, inland marine, excess, surety, environmental — we are able to provide holistic solutions to our clients’ complex needs.

Expertise and financial strength

Chubb has served clients and partnered with leading organizations for more than 200 years. Our longevity, expertise, and financial strength are the bedrock of our business. That’s why 88 of the ENR Top 100 Contractors are Chubb insured.


We build protections for your bottom line

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Insurance programs can be structured to insure against liabilities common in the insurance industry, including risks such bodily injury and product liability. Typical projects or job sites can include airports, hotels, high-rise office buildings and other construction sites. 

Construction insurance can cover a wide variety of claims, from worker’s compensation to project-specific risks like casualty insurance, auto liability, environmental or builders risk.

Policies can protect general contractors, those with management responsibilities, or even U.S. businesses based abroad. 

From potential on-site injuries to property loss or damage, contractors face high-risk environments. Contractors can purchase general liability insurance that is designed to insure third party liability risk of bodily injury, property damage and certain other risks that often arise on a construction project site.

Chubb’s construction liability insurance can be customized to individual contractors or business owners, as well as project-specific protection.


Maximizing your safety ROI: a small investment can significantly increase safety and savings


With new business models, increased reliance on technology, globalization, etc. — as the construction industry evolves so do your risks and exposures. Chubb shares our deep expertise and evolving industry knowledge through resources that help you understand and mitigate the threats.

Get a Quote
Get a Quote

The right coverage in a few clicks