Construction Insurance

Chubb delivers integrated property and casualty and specialized insurance solutions with sophisticated claim management, loss control, risk and safety engineering. Our coverages and services are tailored to meet the unique needs of construction clients — ranging from small trade contractors to large general contractors and project risks of all sizes.
construction discussion

Products & Services

Chubb provides insurance tailored for the construction industry's complex and evolving risks. We know that contractors and developers are continuing to expand and innovate technologically. So, whether you're a general contractor or property owner developing single projects or large multi-site projects, we can provide specialized coverage, help design robust risk management programs, and help you create a culture of safety for your workers.

Major accounts primary casualty construction insurance
Coverage for a full range of risks — from loss sensitive workers compensation, commercial general liability, and auto programs to project specific wrap ups.
Major accounts umbrella excess liability insurance for the construction industry
As a leading provider of umbrella or excess casualty capacity, we offer a large appetite and innovative solutions to unique construction-related risks.
Builders' risk insurance
First-party insurance offering coverage for loss or damage to property in the course of construction and delay in opening.
Construction surety bonds
For a wide range of contractors, we provide performance bonds, payment bonds, maintenance bonds, supply and install bonds, service bonds, and more.
Contractors pollution liability insurance
From mold to catastrophic environmental pollution incidents, this policy specifically addresses the wide range of construction exposures to help prevent coverage gaps.
Small & Lower Midmarket construction
A proven leader in the construction industry, Chubb delivers integrated property and casualty and specialized insurance solutions with sophisticated and specialized claim management and risk engineering services.
gregg pellegrini
Chubb Specialist Profile

Meet our Construction Industry Practice Leader

Gregg Pellegrini | EVP, Construction Industry Practice Leader

Thought Leadership

Construction coverage that counts: Why excess of wrap merits a closer look

Excess of Wrap is a liability coverage extension that may be applied to a contractor’s practice insurance program. The scope of coverage varies in the marketplace, but it typically provides excess coverage for the insured contractor’s liabilities within a wrap-up program. Chubb proactively addresses the challenges of Excess of Wrap coverage, working alongside our clients and brokers to build smart solutions tailored to each project’s unique risk profile in today’s construction environment.

Showcasing our construction vendors

A well-established partnership with various vendors in the construction industry.

Construction Safety Week

Learn how Chubb is committed to partnering with the construction industry to help mitigate accidents and enhance the safety culture on current and future projects.

Frequently Asked Questions

Insurance programs can be structured to insure against liabilities common in the insurance industry, including risks such bodily injury and product liability. Typical projects or job sites can include airports, hotels, high-rise office buildings and other construction sites. 

Construction insurance can cover a wide variety of claims, from worker’s compensation to project-specific risks like casualty insurance, auto liability, environmental or builders risk.

 

Policies can protect general contractors, those with management responsibilities, or even U.S. businesses based abroad. 

From potential on-site injuries to property loss or damage, contractors face high-risk environments. Contractors can purchase general liability insurance that is designed to insure third party liability risk of bodily injury, property damage and certain other risks that often arise on a construction project site.

 

Chubb’s construction liability insurance can be customized to individual contractors or business owners, as well as project-specific protection.

Resources

The Chubb Difference

Insights and expertise

We keep you informed – and your business protected – with these helpful articles.
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Managing pharmaceutical and medical device representatives
Prioritizing fleet safety is essential for pharmaceutical and medical device representatives. Learn best practices to protect employees and ensure safe deliveries.
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Ignitable liquids in Life Sciences facilities
Ignitable liquids in life sciences facilities can create hidden fire risks. Learn how flammable vapors spread and get essential safety tips to protect your workplace.
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Identifying and mitigating risk in underperforming commercial real estate properties.
Perspectives on Risk & Resilience | Chubb
Welcome to the first edition of Inside Commercial Insurance – From Small Business to Middle Market, a new series designed to share insights on these business types and how Chubb is helping organizations build prosperous, resilient futures.
Chubb & The Middle Market: The Anatomy of a Partnership
In this second edition of Inside Commercial Insurance – From Small Business to Middle Market, we delve into Chubb’s purposefully-built approach to the middle market, following on our inaugural issue, which focused on what makes these businesses so vital and their risk management needs so unique
Insuring Small & Lower Midmarket Businesses: The Need for Speed, Efficiency and Flexibility
In this edition of Inside Commercial Insurance, we focus on small and lower midmarket businesses – and how Chubb pairs high efficiency with customized solutions for these companies and their brokers.
Two workers in bucket truck doing construction work on power lines.
Help employees stay safe and healthy in cold weather
Our cold weather safety tips for employees can prevent cold stress injuries and illnesses.
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Protecting what matters: Best practices for trust property inspections | Chubb
Following practical guidance and adopting best practices for conducting a thorough property inspection can help ensure that assets are protected.

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