The Company will pay a benefit 100% of the Sum Assured 
for Total and Permanent Disability, as defined herein, 
provided that such disability occurs before the policy anniversary on which the Insured attains age 71. 
 
In addition, the Company will pay double the above benefit if total permanent disability results from an accident occurring while the insured is a passenger on public transportation. This rider shall be considered terminated.

The Company will pay a benefit 105% of the Sum Assured 
In the event of Old Age Disability, as defined herein, provided that such total and permanent disability occurs from the policy anniversary on which the Insured attains age 71, prior to the policy anniversary on which the Insured attains age 100. Upon payment of the above benefit, this rider shall be considered terminated.

1. Issue Age: 31 days – 70 years

2. Policy Term: Coverage is provided up to age 100 or until the expiry of the basic policy term, whichever occurs first.

3. Premium Payment Term: 1 year and renewable up to age 99. 
 
4. Minimum Sum Assured: THB 100,000    
 
5. Maximum Sum Assured:  Subject to the Company’s underwriting guidelines.

6. Premium Payment Modes 
• Annual 
• Semi-annual 
• Quarterly 
• Monthly

7. Riders: This rider may be attached to a base policy subject to full underwriting, in accordance with the Company’s terms and conditions.