Insurance for Wholesalers and Distributors

warehouse training

Industry overview

Wholesalers play a vital role in the supply chain of the North American economy between manufacturers and retailers and commercial, institutional, and government end users. The wholesale market segment accelerates growth via greater use of technology and expansion into new and foreign markets. Chubb understands the risks that are unique to this segment, and we can proactively help wholesalers of all sizes navigate risk and thrive in today’s changing economy.
What is Wholesalers and Distributers insurance?

Wholesalers and Distributors insurance protects businesses that serve as intermediaries in the supply chain, helping them manage risks as they connect manufacturers with retailers and end users in a changing economy.

What coverage does Chubb provide?

Chubb offers coverage addressing exposures such as Casualty, Property, Equipment Breakdown, Umbrella, Accident and Health, Cyber, Environmental, Financial Lines, E&O, Marine, and Product Recall, with capacity for integrated or monoline programs.

Who is it for?

This insurance is designed for organizations involved in the wholesale and distribution of goods such as apparel, equipment, machinery, supplies, metal, automotive parts, and more, across a range of industries.

What services does Chubb provide?

Chubb provides dedicated underwriting, expert claims handling, and advanced risk consulting services—including business continuity planning, supply chain disruption support, and workplace safety programs—tailored to the needs of wholesalers and distributors.

Use case example

A distributor of packaging material and equipment chose Chubb for Auto, Package, Umbrella, and Workers’ Compensation insurance, benefiting from risk consulting services to address property recommendations.

Who we serve

Products and services

Wholesalers and distributors play a vital role in the supply chain of the North American economy between manufacturers and retailers and commercial, institutional, and government end users. The market segment accelerates growth via greater use of technology and expansion into new and foreign markets. Chubb understands the risks that are unique to this segment, and we can proactively help wholesalers of all sizes navigate risk and thrive in today’s changing economy.

Property insurance with equipment breakdown
Industry-specific coverage that can be purchased packaged or monoline for losses caused by equipment breakdowns, with a focus on getting your company back to business as soon as possible.
General liability insurance
Coverage can be purchased packaged or monoline and include a blend of traditional insurance and alternative risk financing mechanisms to help manage your company’s liability risk.
Product recall insurance
A recall event can be debilitating to a company’s balance sheet; product recall coverage can reimburse you for expenses and other financial losses that are typically excluded on a general liability policy.
Workers' compensation insurance
Companies of all sizes can get customized coverage with features like proactive managed care to speed return-to-work timeframes, fraud detection and prevention, and litigation and recovery management.
Environmental insurance
Protect your property investments and your bottom line with our broad-based coverage for environmental threats ranging from construction project pollution to storage tank issues to mold exposures.
Umbrella & excess casualty insurance
Our robust, feature-rich policies offer insurance protection over and above your underlying policy limits and coverage options for your organization’s unique exposures.

Commercial package insurance

In addition to coverage for large, multinational companies, Chubb covers small and midsize businesses with three package policy options — Business Owners Policy (BOP), Benchmarq, and Customarq. Each combines property, business income, and general liability insurance, and can be tailored for your specific exposures.
Business owners policy (BOP)

Protect your small business with this customizable insurance package policy. 

Benchmarq

Designed to be scalable for small to midsize businesses, Benchmarq is a flexible, customizable package including property, business income, and general liability insurance. 

Customarq

Our proprietary package product offers midsize businesses property, business income, and general liability insurance with a wealth of options to suit your needs. 

Resources

Insights and expertise

We keep you informed – and your business protected – with these helpful articles.
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Welcome to the first edition of Inside Commercial Insurance – From Small Business to Middle Market, a new series designed to share insights on these business types and how Chubb is helping organizations build prosperous, resilient futures.

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