Insurance for Educational Institutions

educational institution lockers

Industry overview

Chubb has been committed to insuring educational institutions for more than 30 years, providing tailored property, casualty, professional and management liability insurance and risk management education, as well as loss prevention services.
What is Educational Institutions insurance?

Educational Institutions insurance provides specialized protection for schools and degree-granting organizations, addressing the unique risks these entities face due to the concentration of people, property, and sensitive materials. This type of insurance is designed to help manage exposures that could impact facilities, reputation, and operations, ensuring continuity and stability for educational organizations.

What coverage does Chubb provide?

Chubb provides coverage including Property, Commercial Auto, Workers’ Compensation, Cyber, Multinational, Accident & Health, Environmental, Equipment Breakdown, and Builders Risk.

Who is it for?

This insurance is designed for higher education institutions and elementary and secondary schools (K-12).

What services does Chubb provide?

Chubb offers risk consulting services to help protect against a wide range of hazards. This includes fire pump testing, environmental site assessment, vacant property risk assessments, floor testing, fleet safety and more. Our claims professionals have significant expertise in claims and litigation, and our global capabilities protect operations and exposures through a broad network of owned, local branches worldwide.

Use case example

A law school obtained property, boiler, multinational, and environmental insurance from Chubb, taking advantage of property capacity and policy contract flexibility. This allows the school to focus on its educational mission, knowing its operations are protected from a wide range of risk.

Products and services

There are approximately 30,000 private schools, 99,000 public schools, and 6,000 Title IV postsecondary institutions in the U.S.[1] Institutions, whether public or private, trade school or major university, present unique exposures that may cause major damage to your facilities, your reputation, and even delay the on-time opening for the next semester. 

Accident & health insurance
Chubb offers innovative, specialized accident and health insurance programs with global expertise, strong financial security, and leading technology.
Workers’ compensation insurance
Companies of all sizes can get customized coverage with features like proactive managed care to speed return-to-work timeframes, fraud detection and management, and litigation and recovery management.
Multinational insurance
U.S.-based companies with global operations want their insurance programs to be consistent across their sites and operations. Chubb’s tailored multinational coverage can help smooth that process.
Environmental insurance
Protect your property investments and your bottom line with our broad-based coverage for environmental threats ranging from construction project pollution to storage tank issues to mold exposures.
Cyber insurance
Our cyber enterprise risk management insurance covers business interruption loss due to a network failure or attack, as well as investigation costs, legal costs, and other expenses.
Property insurance with equipment breakdown
Industry-specific coverage that can be purchased packaged or monoline for losses caused by equipment breakdowns, with a focus on getting your company back to business as soon as possible.
Research

Middle Market Indicator

Chubb partners with the National Center for the Middle Market (NCMM) to support the Middle Market Indicator (MMI), a semiannual research survey launched in 2012. The insights gained through this partnership plant the seeds of new ways Chubb can support and protect middle market businesses in a rapidly changing world. The MMI polls 1000 executives (CEOs, CFOs and other financial decision makers) from middle market companies with $10 million to $1 billion in annual revenue.

Resources

Insights and expertise

We keep you informed – and your business protected – with these helpful articles.
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The right coverage for your educational institution in a few clicks