While middle market manufacturers have new opportunities—new markets to serve, new ways of winning and keeping customers, and new flexibility in operations—they also confront new exposures for which they may not be fully prepared.

• As opportunities continue to expand in the global market, manufacturers need insurance solutions that address exposures anywhere in the world.

• As manufacturing becomes more dynamic, the third party liability exposures it presents become more complicated. Manufacturers need insurance solutions that enable them to react quickly when products must be withdrawn from the marketplace and when third parties sustain injury or damage.

• As manufacturers become increasingly reliant on sophisticated machinery, equipment breakdown insurance can help guard against financial injury stemming from a costly system malfunction or failure.

• In a highly competitive manufacturing industry, skilled workers are in high demand. With employee safety a top priority, risk mitigation is a critical part of a workers compensation insurance solution.

• Advances in technology allow for increased interconnectivity of machines involved in the manufacturing process often resulting in efficiency. However, it also results in new exposures, such as cyber vulnerability. Consider cyber protection to mitigate this new and rapidly evolving risk.

• As manufacturing transforms to a product-as-a-service model, manufacturers may require Errors & Omissions protection for financial injuries sustained by customers.

• As manufacturers become more interdependent, protection against property and business interruption exposures is critical to avoid disruption in operations.