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Car Insurance

Insurance that exceeds your everyday expectations.

With Chubb car insurance, you can expect a seamless experience, so your day-to-day can go on like nothing ever happened.

Your time is valuable — whether it’s driving to hockey practice or taking a long-distance trip — you need to be able to rely on your car to get you where you need to go. From repair to rental, we make it easy — getting you back on the road faster.

See why Chubb ranks highest of all major U.S. auto insurers

Chubb is proud to rank above all other national U.S. auto insurers for the fifth year in a row on CRASH NETWORK’s 2024 annual Insurer Report Card, a survey of collision repair professionals that rates insurance companies for how well they handle claims, payments, and client service to facilitate high quality repairs for motorists.

Learn more about the Insurer Report Card.


Chubb Masterpiece® Auto Coverage Highlights

Restore your car to pre-claim condition

If you’re in a covered accident, Chubb always pays for Original Equipment Manufacturer (OEM) parts to restore your car to a similar look, feel, and function as before.

Get the attention you deserve

Our team of Collision Repair Experts will oversee your repairs and are uniquely trained to pay the highest attention to style and safety. Whether it’s making sure your backup camera works properly after damage to a bumper or checking the exact paint color on a damaged door, they get your car back to pre-claim condition.

Determine the value of your car

When you’re a Chubb client, you can choose to purchase coverage where the value of your car is determined and guaranteed before a covered loss. That means, if your car is damaged beyond repair or stolen, you get a check for that amount, regardless of age or mileage, within the policy period.

Rent a car to fit your lifestyle

If you need a temporary car while yours is being fixed after an accident, there is no per-day limit on your rental car, up to $15,000 total. At Chubb, we don’t believe in forcing you to drive a sedan when you own an SUV.

Know you’re covered, anywhere in the world

Our claims teams in 54 countries are here to assist you at home or abroad – 24/7, 365 days a year.

"They do it with integrity, and they do it with honesty…that’s why I’m a Chubb customer for 15 years."

Ed K., Sacramento, CA

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Chubb Tips

Did you know 16-year-olds have higher crash rates than drivers of any other age?*

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This information is descriptive only. All products may not be available in all jurisdictions. Coverage is subject to the language of the policies as issued.

Chubb will make every effort to remove personally identifiable information (PII) from totaled vehicles if retained as part of the loss settlement. In certain circumstances, such as if the vehicle is unable to be powered or entered, removal of PII will not be possible.