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Protection for your wine and spirits

Your clients may collect wine and spirits as an investment, for enjoyment, or both. Either way, they’ll need to protect those valuable bottles so that if they break, spoil, get damaged or stolen, your clients can quickly resolve these issues.




What if this happened to your clients?



Wine spoiled by power loss

Imagine this situation – and see the difference a Chubb Valuable Articles policy can make.

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The Chubb difference

What’s important to your clients is important to us, so we go the extra mile to help make sure their wine and spirits stay safe.

  • Focus on keeping their collection safe: We provide loss prevention and preservation advice at no additional charge for your clients’ wine and spirits, whether they have one bottle or 10,000.

  • Referrals at no additional charge: Your clients can access our Chubb Trusted Network, all of whom are carefully screened for quality and expertise. Chubb clients can log in to their client portal and select “Benefits and Offers” to search for a Preferred Service Provider or call 1.877.60CHUBB.

  • Dedicated in-house collection specialists: Our in-house specialists are experts in their fields and can provide advice on how best to cellar and ship wine and spirits, as well as how to implement an emergency preparedness plan to keep them safe in a pinch.

  • You’ll never hear “that’s good enough”: Chubb’s policy covers everything from breakage of bottles, to lost shipments, to your clients’ newly acquired vintages, single malts, or other valuable beverages.


Services from Chubb


Chubb’s expertise in loss prevention, underwriting, and claims allows us to respond to the evolving needs of our wine or spirits collector clients. Our specialists provide risk consulting on topics such as fire and security protection and environmental analysis, and can recommend resources for appraisals, cellar management, storage, and transportation. Our worldwide presence helps us better serve our clients and develop local contacts with key resources.

These services, at no additional charge, include:

  • Cellar risk assessment: Review of security controls, fire detection systems, environmental exposures, storage methods, and inventory management programs.

  • Infrared assessment: Use of infrared technology to detect potentially harmful environmental conditions that are unseen but can damage collections.

  • Off-site wine storage assessment: Analysis of security controls, operations, and environmental conditions such as temperature, humidity, and lighting.

  • Emergency planning consultation: Customized guidance to help prepare for and respond to natural and man-made disasters.

  • Pre-renovation consultation: Recommendations for protecting a wine cellar during a renovation, including proper vibration controls, seismic bracing, and storage conditions.

  • Referrals to Wine Professionals and Cellar Management Solutions: Access to a vast network of sommeliers, appraisers, advisors, storage facilities, transporters, custom cellar designers, climate and environmental monitoring solutions, and inventory management tools.

  • Review of consignment agreements: Evaluation of current and potential consignees from a coverage and loss control perspective.


Protection your clients can appreciate


Whether your clients consider themselves collectors of fine wine and spirits, or simply enjoy the taste from time to time, help them make sure their valuables are fully protected.


Valuable articles coverage for wine and spirits brochure

This brochure is your clients’ resource for protecting their wine and spirits. Make sure their valuables are protected, whether they have one bottle or 1,000.


Wine and spirits cross-sell campaign

Do-It-Yourself Client Cross-Sell


*If you’re an appointed agent or broker and you would like to co-brand these documents, click here for instructions.


Use these online tools to help guide your clients to effectively protect their fine wine and spirits.


Want to learn more?

Join Laura Doyle, Vice President, Art, Jewelry & Valuable Collections Manager, Chubb Personal Risk Services and Neil Kaplan, Managing Partner at Cork Counsel, Wine Appraiser and Insurance Inspector, and Wine Collection Broker as they discuss the latest trends in wine and spirits collecting and risk management.