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Coverage Highlights


  • Streamlined process to acquire critical coverages via a single non-auditable policy incorporating multiple coverages, thereby helping reduce the potential for coverage gaps

  • Underwriting of the insured’s environmental management program and due diligence process vs. each location

  • Option to tailor coverage for complex risks, such as mergers and acquisitions and multinationals

  • Environmental Incident Alert℠ – our complimentary program developed to assist clients find and dispatch qualified incident response contractors, monitor cleanup costs and mitigate potential liabilities associated with environmental releases.
  • Experienced underwriting specialists across the U.S. and specialized claims expertise

  • Broad range of risk control services available through national and international network of best-in-class engineering consultants, including environmental risk control experts from ESIS, Inc.®

  • Thought Leadership that addresses the complexities of domestic and global environmental regulations and compliance

  • Valued long term relationships
Minimums & Limits
  • Targeted minimum self-insured retention: $10,000
  • Targeted minimum premium: $10,000
  • Capacity available up to $50 million per/aggregate limit, inclusive of legal defense costs
Policy Terms

Annual or multiyear policy terms available

Target Client

  • Hospitals

  • Medical office buildings (MOBs)
    General medical facilities

  • In-patient and out-patient surgical centers
  • Long and short-term care facilities

  • Psychological centers (in-patient and out-patient)

Useful Resources