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Commercial property owners, operators and managers can receive broad-based pollution coverage through Chubb’s Premises Pollution Liability Portfolio (PPL Port) policy for various facility operations.

Coverage Highlights

Coverage

  • Broad liability insuring agreement not specifically tied to covered locations

  • Coverage for owned, operated, leased or maintained properties on a blanket basis

  • Covered operations liability and emergency response costs coverages provided in coverage form

  • Industry-specific endorsements to provide unique coverage for Healthcare and Multinational businesses

  • Coverage for domestic and U.S.-based multinational companies

  • Admitted local policies outside of the U.S. can be placed in many jurisdictions as part of a master U.S. program

  • Claims-Made and Reported coverage form

  • Sudden and accidental and non-sudden/gradual pollution events

 

 
  • Broad definition of pollution conditions, including illicit abandonment and medical, redbag, infectious and pathological wastes

  • Indoor Environmental Conditions coverage, including fungi and legionella pneumophila

  • Third-party Property Damage coverage including Natural Resource Damages

  • Transportation coverage

  • Non-owned Disposal Site coverage

  • Business Interruption and Delay Expense coverage

  • Catastrophe Management Costs coverage

  • Products Pollution coverage may be available by endorsement
Benefits

  • Chubb financial stability (rated AA by Standard & Poor’s and A++ by A.M. Best)

  • Option to tailor coverage for complex risks, such as mergers and acquisitions and multinationals

  • Environmental Incident Alert -- our complimentary program developed to assist clients find and dispatch qualified incident response contractors, monitor cleanup costs and mitigate potential liabilities associated with environmental releases.

  • Experienced underwriting specialists across the U.S. and specialized claims expertise
 
  • Broad range of risk control services available through national and international network of best-in-class engineering consultants, including environmental risk control experts from ESIS, Inc.®

  • Thought leadership that addresses the complexities of domestic and global environmental regulations and compliance

  • Valued long term relationships
Minimums & Limits
  • Minimum self-insured retention: $10,000
  • Minimum premium: $10,000
  • Capacity available up to $50 million per/aggregate limit, inclusive of legal defense costs; sublimits may apply to certain coverages and classes of business
Policy Terms

Annual or multiyear policy terms available

Target Segments

  • Agriculture

  • Commercial

  • Healthcare

  • Hospitality

  • Mergers & Acquisitions

  • Mixed Use/Residential
 
  • Real Estate

  • Recreation

  • Research & Development

  • Retail

  • Warehousing & Distribution

 

Restricted Industries

  • Disposal, recycling and waste treatment operations

  • Mining and reclamation operations

  • Livestock ranching, fowl hatcheries and packing plants
 
  • Oil refining, pipeline and distribution operations

  • Heavy manufacturing

  • Chemical manufacturing and chemical distribution