Commercial Risk Appetite | Wholesale

The following products align with Chubb’s risk appetite and your client’s business profile. Review product eligibility, and when you’re ready, start an inquiry.

Wholesale risk indicators

Wholesale businesses present unique risks and opportunities. These indicators outline key factors that strengthen or limit Chubb’s appetite within this diverse sector:

  • Factors strengthening Chubb’s appetite
    Robust quality controls

    Strong protocols and contracts safeguard product integrity.

    Reliable supply chain

    Established relationships ensure stability and trust.

    Proactive loss prevention

    Effective practices and continuity plans minimize disruptions.

    Routine maintenance

    Regular inspections keep property and equipment in top condition.

    Managed auto exposure

    Limited heavy truck use and strict controls reduce risk.

    Formal fleet management

    Structured programs enhance safety and operational efficiency.

  • Cautious account factors
    High property risk

    Unprotected assets and combustible goods increase vulnerability.

    Disaster-prone locations

    Properties in risky areas face greater exposure to loss.

    Product modifications

    Alterations can introduce unforeseen risks and liabilities.

    Supplier/Customer dependence

    Relying on few partners threatens business resilience.

    Risky auto fleets

    Large fleets with long-haul routes heighten accident potential.

    Weak auto controls

    Poor maintenance and lack of training compromise fleet safety.

Industry resources

Agency Education training courses

Services

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