Home

Why it’s important to give your trees a healthcare checkup

unhealthy tree

As the weather gets warmer and the days grow longer, your attention may turn to your lawn and landscaping and making sure they are green and lush. But what about the health of your trees? While your landscaper will focus on the beauty of your grounds, they may not pay attention to the vitality of the trees or woods around your property. With summer approaching, the risk of severe weather such as wildfire and high winds increases. In addition to harsh weather, infestation and disease can easily damage unhealthy trees and cause damage to your home and property nearby. That’s why, each spring, it is important to inspect the trees on your property to make sure they are truly healthy.  

Consider the following when evaluating trees and the surrounding area on your property:

  • Is the tree leaning? If a tree is leaning toward your home, consider closer evaluation of the branches, leaves, trunk, roots and/or soil to make sure the tree is healthy and well anchored.
  • Are there dead or broken branches and thin or missing leaves? Are there a lot of dead branches?  Are they in the lower part of the tree or just on one side? If the answer is “yes” to any of these questions, your tree may be sick, imbalanced or possibly dying.
  • Are there cavities or splits in the trunk, missing bark, or pockets of decay? If so, you may have an unhealthy tree on your hands.  A crack or split in the tree trunk could be a sign the tree will fall or break apart at any moment. Missing bark is often a sign of a dead section of the tree, which can be caused by a surface wound, infection or fungus attack.
  • Is there fungus near the tree’s roots or trunk? Is the soil cracked and/or raised? If you see fungus on or near the tree’s roots and/or trunk, the tree may be decayed. Decay will weaken the tree and make it more apt to fall. Consider contacting a certified arborist immediately if the tree is located near your home.

 

tree roots
  • Is the soil cracked and/or raised? Examining the soil around your tree can also give you an indication of the health of your tree. Cracked or raised soil may be a sign that the tree is in the process of uprooting, which is often the first step to a tree falling over.
  • What trees may need a little extra care? While walking your property it is a good time to identify the trees that need pruning or trimming.  Hints that your tree(s) are in need of such attention include broken branches, cracks, crossing or wandering branches, dead wood, excessive greenery, tree cankers, uninhibited tree growth and misshaped trees.  Also, special attention should be paid to any trees within 20 feet of your home and/or outbuildings. 

 

Pruning needs and the time of year may vary depending on the type of tree.  You may want to contact your local Cooperative Extension Service to get free advice and help you with your tree inventory.  Some have a certified arborist or horticulturist on staff. 

If you detect any of these warning signs, it may be time to hire an arborist for a professional opinion before an unhealthy tree causes damage to your home and property. Click here to find a reputable arborist near you and schedule an appointment.

For additional tips regarding maintaining your tree’s health and recognizing basic problems yourself, check out this resource for more information.

Insights and expertise

We help you stay ahead and informed with these helpful tips and tricks for protecting your home, car, and more.
lightning striking on sky
Home
When lightning strikes: How to stay safe
Although your chances of being struck by lightning in a given year are only around 1 in 500,000, it's always a good idea to use caution when the forecast calls for thunderstorms. Here's how to keep your home and your family safe.
entrance of the house
Home
The smartest way to prevent water damage – and 7 tips to get you started
As a homeowner, the odds of experiencing water damage in your home are greater than facing a fire, theft, or liability loss combined – unless you take action to prevent it now.
Home
Protecting your home from extreme heat
Take these key steps to prevent damage to your home and belongings from heat waves.
frozen red pipe
Home
Key ways to prevent water damage from frozen pipes
When the temperature falls to 32ºF or below, you can prevent water damage from freezing pipes by taking a few simple steps.
house in greens
Home
10 tasks to prepare your home for fall weather
With cooler weather upon us, you may want to make sure your home is sealed up tight and ready for winter. It’s much easier to tackle these tasks now, rather than wait to do them in the rain or snow.
flashlight on the floor
Home
What to do when you’re left in the dark
Power outages can happen any time of year – and can be caused by excessive wind, cold, fire, or even an auto accident – which can put you and your family in the dark for hours or even days.
smoke alarm
Home
Why a complete fire alarm system is a must when renovating your home
When renovating your home, consider having a professional alarm company install a central fire alarm system that protects all areas of the house.
landslide on mountain road
Home
Tips for staying safe during a landslide
Unfortunately landslides can happen suddenly and without warning. But there are things you can do to help prevent damage from a landslide and keep your family and property safe.
man watching the snowy view inside
Home
10 ways to protect your home against cold weather
As winter fast approaches, it’s time to prepare your home for the cold weather. By accomplishing these 10 simple tasks, you can increase your home’s energy efficiency and protect it against damage caused by rain, snow and freezing temperatures.
people working on home renovation
Home
10 tips for preventing fires during building and renovation work
When planning a home maintenance or renovation project, make sure your contractor and other workers follow these simple fire safety rules to keep your home safe.

Find an Agent

Speak to an independent agent about your insurance needs.

This document is advisory in nature and is offered as a resource to be used together with your professional insurance advisors in maintaining a loss prevention program. It is an overview only, and is not intended as a substitute for consultation with your insurance broker, or for legal, engineering or other professional advice.

Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. Insurance provided by ACE American Insurance Company and its U.S. based Chubb underwriting company affiliates. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers. Chubb, 202 Hall's Mill Road, Whitehouse Station, NJ 08889-1600.