Home

Protecting your home from dust storms

Cortney Spath AVP, Catastrophe Programs & Communication Manager, Chubb Personal Risk Services
dust storm

Dust storms are common in desert locations, especially in the American Southwest. These storms can range from small, localized events to large-scale occurrences that settle over entire cities, reducing visibility, potentially damaging property, and impacting air quality.

While dust storms are a natural part of life in desert climates, they can pose significant risks to homes, especially to heating, ventilation, and air conditioning (HVAC) systems, if proper precautions aren’t taken.

What are dust storms?

Dust storms occur when strong winds lift loose soil and sand into the air, creating a dense cloud of particles that can travel for miles and reach thousands of feet into the air. These storms are often triggered by thunderstorms, high winds, or seasonal weather patterns. Larger, more intense dust storms are called haboobs.

Where do dust storms occur?

In the U.S., dust storms most frequently occur in Arizona, New Mexico, and parts of west Texas during the summer monsoon season, which runs from June 15 to September 30, as designated by the National Weather Service (NWS). Dust storms also arise in other states, including California, Nevada, Utah, and though rare, in the Midwest.

The NWS issues Dust Storm Warnings when visibility is equal to, or less than, a quarter mile; these are typically issued during larger haboobs.1

The impact of dust storms

Dust storms can have significant consequences for health, safety, and property. Here are key risks to be aware of:

  • Health risks
    • Dust storms can irritate the respiratory system, especially for individuals with asthma or other lung conditions.
    • Prolonged exposure to airborne dust can lead to skin and eye irritation. 
  • Travel hazards
    • Visibility during dust storms can drop to near zero, creating dangerous driving conditions. 
    • Sudden and strong wind gusts can make it difficult to maintain control of vehicles. 
  • Property damage
    • Dust and debris from dust storms can damage electronics, clog HVAC systems, and reduce indoor air quality.
    • Outdoor structures, such as fences and awnings, may also sustain damage from high winds and flying debris.

Tips for protecting your home and HVAC system

One of the most vulnerable parts of your home during a dust storm is your HVAC system. Dust and debris can clog filters, reduce efficiency, and even cause long-term damage. Here are best practices to protect your HVAC system and maintain indoor air quality:

  • Seal your home
    • Inspect windows, doors, and vents for gaps or cracks where dust can enter. 
    • Use weatherstripping or caulk to seal openings.
  • Install high-quality air filters
    • Use HEPA (High-Efficiency Particulate Air) filters in your HVAC system to trap fine dust particles.
    • Check and replace filters regularly, especially after a dust storm.
  • Turn off your HVAC system
    • Turn off your HVAC system to prevent dust from being pulled into the system during dust storms.
    • Close all windows and doors to minimize dust infiltration.
  • Schedule regular maintenance
    • Have your HVAC system inspected and cleaned by a professional at least once a year.
    • After a dust storm, schedule an inspection with a licensed HVAC contractor to ensure your system is functioning properly.
  • Use an air purifier
    • Use an air purifier with a HEPA filter to improve indoor air quality.
  • Protect outdoor HVAC units
    • Cover your outdoor HVAC unit with a breathable cover to prevent dust accumulation.
    • Clear the area around the unit of loose debris, such as leaves and branches, that could be blown into the system.

Staying safe during dust storms

In addition to protecting your home, it’s important to prioritize personal safety during dust storms:2

  • Stay indoors
    • Avoid going outside during a dust storm, as visibility can drop rapidly and airborne particles can pose health risks.
  • Pull over if driving
    • If you’re driving, pull over to the side of the road and wait for the dust storm to pass.
  • Wear protective gear
    • If you are outside, wear a face mask or respirator to filter out dust particles and goggles to protect your eyes.

By taking steps to protect your home, maintain indoor air quality, and prioritize personal safety, you can reduce the impact of these storms and ensure a safer environment for yourself and your family. With preparation and vigilance, you can weather these events more effectively and safeguard both your home and well-being.

Insights and expertise

We help you stay ahead and informed with these helpful tips and tricks for protecting your home, car, and more.
The California "River Fire" of Salinas, in Monterey County, was ignited by dry lightning on August 16, 2020, fills the sky with dark
Wildfire preparedness: Enhancing home resiliency and defense
Learn key steps to help protect your home from wildfire damage.
technician checking generator
Backup power for your home: Understanding gas vs. battery generators
Learn how to select the right type of backup generator to meet your unique needs.
drinking water
Maintaining a healthy home: A conversation between Well Living Lab and Chubb
A healthy living environment with air purifiers and water filtration systems can reduce the risk of health issues and improve comfort in your home.
couple moving boxes
8 tips for a seamless moving experience
If you’re moving to a new home, be prepared with these tips—from hiring a professional moving company to taking extra care of your pets.

Get a personal insurance quote

Work with an independent agent to get personalized insurance solutions.