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How to ride an electric bike safely

Terese Shelledy Senior Risk Consultant and Property Protection Specialist at Chubb Personal Risk Services
man changing ebike battery

Modern e-bikes came on the market in the 1990s and have exploded in popularity in recent years. E-bikes provide an extra boost of power, enabling riders to climb hills easily and travel faster and farther with less effort compared to traditional, non-electric bikes. 

But while e-bikes provide many advantages for both commuting and recreational riding, they also bring new risks. Because e-bikes weigh more and can often travel faster than non-electric bikes, they can be harder to control and can cause more severe injuries. The lithium batteries that power e-bike motors also pose fire risks.

E-bike injuries and accidents

Injuries from e-bike accidents can be similar but more severe than accidents involving non-electric bikes. Types of injuries from e-bike accidents include:

  • Lacerations, scrapes, and bruises
  • Broken bones 
  • Internal injuries
  • Spinal injuries
  • Head and neck injuries1

There is also a greater risk of e-bike collisions involving—and injuring—pedestrians.2

Electric bike safety

If you’re considering an e-bike purchase or already own an e-bike, here are some key safety tips to follow: 

  • Always wear a properly fitted helmet when riding an e-bike.
  • Make sure you and your bike are visible by using bike lights and wearing reflective clothing.
  • Maintain your e-bike—and especially make sure your brakes work and tires are properly inflated.
  • Follow traffic laws, including yielding the right of way.
  • Always ride with the flow of traffic—and never ride on sidewalks.
  • Don’t text or use your mobile phone while riding.
  • Don’t ride while intoxicated.

Keep in mind that traffic and e-bike laws vary by jurisdiction. Kids under 16 are not permitted to ride certain classes of e-bikes in some states.

It’s a good idea to know your e-bike well before hitting the open road. Read your e-bike’s manual and practice getting on and off your e-bike as well. Young riders and adults new to e-bikes—or biking in general—may benefit by taking a bike safety class. Bike safety programs are often offered by schools and community organizations. 

E-bike fire safety

Properly charging, maintaining, and storing your e-bike’s lithium battery will help keep your e-bike operable and safe. While rare, e-bike battery fires can be damaging, dangerous, and even deadly. Follow these tips to help prevent fires and maintain your e-bike’s battery:

  • Purchase only e-bikes and batteries that have been safety certified.
  • Charge your e-bike battery in a dry, clean, safe area, following the instructions in you e-bike’s manual.
  • Only use the charger that comes with your battery.
  • Plug your charger directly into a wall outlet; don’t use extension cords or power strips.
  • Don’t leave your charging e-bike unattended or charge overnight.

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