Jewelry

Got new jewelry? 3 things to do now

stack of rings

If you received a new piece of jewelry for the holidays, Valentine's Day, or other celebratory event, we’ve got a few tips to ensure that you can enjoy it for years to come.

1. Store it in a safe place

If you’re not wearing it, you may want to keep your fine jewelry in a bank safe or an in-home safe that has a tool and torch resistant rating of 30 minutes or more (TL-30/TR-30), is too heavy for a burglar to carry or is bolted to the floor or home structure.

sparkling diamonds

2. Get it appraised

If you’re not sure of the value, seek out a professional appraiser who can document the actual value of your piece.

3. Add it to your insurance

Your homeowner’s insurance may not fully cover expensive jewelry. To provide peace of mind, consider purchasing a valuable articles policy that provides all-risk protection, as well as automatic coverage for newly acquired pieces. If you’ve already got a valuable articles policy, make sure to add your new piece to this schedule.

Insights and expertise

We help you stay ahead and informed with these helpful tips and tricks for protecting your home, car, and more.
necklaces earrings bracelets displayed

How to insure high-value jewelry

Does your existing insurance actually cover your valuable rings and watches? Learn how much jewelry insurance costs and how to choose a carrier and policy.
watch mechanics

Tips on maintaining your mechanical watch

Tips on how to maintain your mechanical watch to ensure it remains in top condition.

How do I get my jewelry appraised?

If you own fine jewelry, inherited heirloom pieces, or other valuable items, you may want to get your jewelry appraised in order to understand what it’s worth.
woman walking with luggage

How to insure your jewelry before you travel

You may not leave home with jewelry that is as elaborate or expensive as Elizabeth Taylor’s or Kim Kardashian’s. However, you can use their situations to understand why the right insurance needs to be in place when you travel.

Get a personal insurance quote

Work with an independent agent to get personalized insurance solutions.