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If you’re moving to the suburbs from an urban area, you may be thinking about buying a car to get around. Not sure what you need for car insurance or how to go about getting it? Here are a few tips:

  • Talk to your independent agent first. Before you go car shopping, find a local independent insurance agent or talk to yours to understand what type of coverage you will need. Car dealerships may encourage a quick solution with minimum coverage requirements.
  • Consider bundling your car insurance with your homeowner’s insurance. You will get a discount on your premiums, which means you can get the coverage you need at a reduced rate.
  • Understand what you are buying. Not all car insurance is the same. No matter what kind of insurance you’re buying, the cheapest price doesn’t always provide what’s best for your needs. If you’re not fully covered for a loss or have a terrible claims experience, you may end up wishing you’d purchased insurance that was more in line with your lifestyle and expectations.

Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com.  Insurance provided by ACE American Insurance Company and its U.S.-based Chubb underwriting company affiliates.  All products may not be available in all states. This communication contains product summaries only.  Coverage is subject to the language of the policies as actually issued.  Surplus lines insurance sold only through licensed surplus lines producers.  Chubb, 202 Hall's Mill Road, Whitehouse Station, NJ 08889