Car Insurance

Auto thefts are increasing: Tips to make sure you’re not a victim

thief breaking into car door

These days, vehicle thieves are becoming cleverer and more brazen and the number of vehicle thefts and break-ins are increasing. Vehicle thefts in the United States jumped 9% last year from a year earlier to 873,000, the highest number in more than a decade, according to statistics from the National Insurance Crime Bureau. But it’s not only about the thieves as theft prevention measures can be implemented by the vehicle owner in many cases. Since 2013, there has been an 88% increase in thefts due to vehicle owner carelessness. 209 cars are stolen daily when the keys or key fobs were left in the vehicle, or the car was left unlocked with the engine running. The average auto theft takes just five minutes or less, so it’s important that you pay attention to what you’re doing every minute and take steps to keep your vehicle safe.

Recent trends show that both high-performance vehicles and more common models are becoming equal targets. The most-prized vehicles are SUVs, pickups, hybrids, and any vehicle with a key fob. Many of these stolen vehicles are resold, used for parts, or are sent on shipping containers overseas as part of “steal-to-order” schemes and cannot be recovered. Additionally, catalytic converters are becoming a prized target. These auto parts cost $3,000 or more to replace and can be stolen from the undercarriage of a vehicle in under 60 seconds.

So, what can you do to protect your vehicle and prevent theft? Here are a few tips:

  • Always lock your vehicle, even while it’s on your property.
  • If you have a garage, keep your vehicle in the garage, and lock the garage as well.
  • If you are in the process of removing groceries or other items from your car, turn off the vehicle motor and take the keys. Monitor the vehicle and lock it between trips.
  • Keep your vehicle locked while you are in the car.
  • Never leave your keys or other valuables, including your vehicle title, in your car. If you absolutely must leave something of value in your car, ensure it is out of sight, ideally in the trunk.
  • Try to avoid higher crime areas. Park in a secure parking garage with valet and real-time video security, or on a well-lit, busy street.
  • Leverage your vehicle’s app and anti-theft features, including steering lock, passive alarms, ignition cut-off systems, and next-generation vehicle tracking systems. That way, if you accidentally leave your vehicle unlocked, you will receive alerts via the app.
  • Consider installing an anti-theft device on your catalytic converter.
  • Refer to your insurance policy or speak with your agent to learn more about possible anti-theft system discounts and liability and comprehensive coverage.

Insights and expertise

We help you stay ahead and informed with these helpful tips and tricks for protecting your home, car, and more.
car key fob
Stolen in seconds: Helping to protect your luxury auto during transport
Learn steps you can take to help secure your car or SUV.
guy giving car key to a girl
2 important things you can do to keep your teen drivers safe
For many parents, the teenage driving years are both good and bad. Here are the two most important things you can do to keep your teen safe.
highway at night
Rules of the road for safe driving
Whether you’re driving the carpool or training a new teenage driver, here are a few tips to keep your family safe on the road.
woman taking driving lessons from instructor
9 ways to keep your teen driver safe
As parents, we hope that our kids will become safe and courteous drivers. But since that won’t happen on its own, Chubb has a few ideas to help your teens become safer drivers.
father teaching his son how to drive
What to include in your parent teen driving agreement
Studies show that teens show less risky driving behaviors when there is a formal agreement in place.
touch screen in car
Smart technology and your car
When you’re looking to buy a new car, you may want to consider the many smart technology options available these days.
lightning
How to protect your car during severe weather
While you can’t control when or where a hurricane, windstorm, or flood, will hit, the best way to minimize potential damage is to be prepared. Here's how to protect your car.
car keys
Buying car insurance for the first time? Tips to keep in mind
If you’re thinking about buying your first car, it’s important to understand what type of car insurance you will need—here are some tips.

Get a personal insurance quote

Work with an independent agent to get personalized insurance solutions.