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Rules of the road for safe driving

highway at night

Whether you’re driving the carpool or training a new teenage driver, here are a few tips to keep your family safe on the road.


  1. Keep your cool and obey traffic laws

    Whether you know it or not, your kids watch you and often mimic your behaviors – including how you drive. So, if you’re running behind and under a lot of pressure, remember to stay calm on the road (even if those around you aren’t), be courteous to others, and obey the laws and speed limits.

    Not only is speeding against the law, but it reduces your reaction time to unexpected road objects, sudden stops, pedestrians, or other drivers, and accidents often result in more severe injuries to those involved. Aggressive driving can also lead to windshield damage or cracking due to debris striking the glass more forcefully. 

  2. Buckle up

    This is one of the best ways to stay safe if you’re in an accident. After all, according to a study conducted by National Highway Traffic Safety Administration, seat belts saved an estimated 14,668 lives and could have saved an additional 2,456 lives if everyone in the car had buckled up.*

  1. Pay attention

    Distracted driving is one of the easiest ways to get into trouble on the road. So, keep your attention where it needs to be – on the road and the cars around you. If you’ve got a teen driver in the family, make sure he or she follows these suggestions too:

    • If you stop for food or drinks, eat it there instead of eating while you drive.
    • Keep the radio down so you can hear what’s going on around you – and only change the station when you’re stopped.
    • If others in the car are loud or misbehaving, don’t turn around to engage or reprimand them. Pull over to a safe location to handle the situation.
    • Check your mirrors regularly.
    • Pay attention to other drivers on the road.
    • Avoid reckless drivers, if possible.
    • Do not use your cell phone – and use text blockers that notify people who send you texts that you can’t respond right away.
    • Limit your participation in conversations to a minimum, especially during heavy traffic or adverse weather.
  2. Don’t drive if you’re not fully awake

    If you need an extra cup of coffee to really wake up, drink that before you get behind the wheel. Be mindful that certain medications and drinking alcohol can make you sleepy, so arrange for a designated driver. If you have teenage drivers, stress the importance of being fully awake and aware when you’re driving – all the time, every time.


  1. Get protected

    Accidents happen, even to the most cautious drivers. Your safety is what drives us to do more for you and your family, like repairing your car correctly, every time, and offering some of the best protection on the road. Find an agent to receive a quote today.


This document is advisory in nature and is offered as a resource to be used together with your professional insurance advisors in maintaining a loss prevention program. It is an overview only and is not intended as a substitute for consultation with your insurance broker, or for legal, engineering or other professional advice.

Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at Insurance provided by ACE American Insurance Company and its U.S. based Chubb underwriting company affiliates. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers. Chubb, 202 Hall's Mill Road, Whitehouse Station, NJ 08889-1600.

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