6 steps to prepare for an earthquake
Even though we still can’t predict earthquakes or how strong they’ll be, you can take steps to prepare for one and mitigate the amount of damage it causes.
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Make sure your home is stable.
Have a licensed contractor check the chimney, roof and foundation for issues. Taking the time now to ensure that the house is bolted to the foundation and that the roof and chimney are in good shape can minimize damage later.
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Secure the water heater.
Approved strapping should be used to tightly fasten the water heater to the wall studs.
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Attach bookcases, heavy furnishings and appliances to walls and floors.
The less things can move and/or tip, the better off you’ll be.
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Know where your shutoff valves are.
Obviously, you need to have your water, gas and electric running every day, but if an earthquake happens, you’ll need to be able to shut them off quickly to keep your home and family safe.
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Keep heavy shoes and gloves near the bed.
If an earthquake happens during the night, these will protect your feet and hands from debris, broken glass and other sharp objects on the floor or around your home.
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Prepare an emergency kit, just in case.
Gather first-aid supplies, as well as flashlights, a portable radio, extra batteries, canned food (and a can opener), a fire extinguisher (ABC rated), bottled water, cash, blankets, clothing and sanitary/hygienic supplies.
This document is advisory in nature and is offered as a resource to be used together with your professional insurance advisors in maintaining a loss prevention program. It is an overview only, and is not intended as a substitute for consultation with your insurance broker, or for legal, engineering or other professional advice.
Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. Insurance provided by ACE American Insurance Company and its U.S. based Chubb underwriting company affiliates. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers. Chubb, 202 Hall's Mill Road, Whitehouse Station, NJ 08889-1600.
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