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Coverage Highlights


Enhanced Public/Educational Entity Endorsement includes:
  • Covered operations coverage is offered on a broadly described basis
  • Expanded definition of insured unique for public entities
  • Expanded transportation coverage, including livery services


  • Streamlined process to acquire critical coverages in a single policy
  • Chubb financial stability (rated AA by Standard & Poor’s and A++ by A.M. Best)
  • Option to tailor  coverage for complex risks
  • Environmental  Incident Alert – our complimentary program developed to assist clients find and dispatch qualified incident response contractors, monitor cleanup costs and  mitigate potential liabilities associated with environmental releases.
  • Experienced underwriting specialists across the U.S. and specialized claims expertise for the unique requirements of the public/educational entity market
  • Broad range of risk control services available through a national network of best-in-class engineering consultants, including environmental risk control experts from ESIS, Inc.®
  • Thought Leadership that addresses the complexities of domestic environmental regulations and compliance
  • Valued long term relationships

Minimums & Limits

  • Targeting minimum self-insured retention: $10,000
  • Targeting minimum premium: $5,000
  • Capacity available up to $25 million per/aggregate limit, inclusive of legal defense costs; sublimits may apply to certain coverages and classes of business
  • Split limits available

Policy Terms

Annual or multiyear policy terms available

Target Client

  • Cities, counties, municipalities or towns
  • Special districts
  • School districts (K-12)
  • Higher Education including colleges, universities, technical schools
  • Risk sharing pools for any of the foregoing

Useful Resources