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Public Entity Coverage Amendatory Endorsement

For public and educational entities, enhanced coverages tailored to your specific risks provides additional protection when using our Public/Educational Entity Endorsement.

Coverage Highlights


Enhanced Public/Educational Entity Endorsement includes:

  • Covered operations coverage is offered on a broadly described basis
  • Expanded definition of insured unique for public entities
  • Expanded transportation coverage, including livery services


  • Streamlined process to acquire critical coverages in a single policy
  • Chubb financial stability (rated AA by Standard & Poor’s and A++ by A.M. Best)
  • Option to tailor  coverage for complex risks
  • Environmental  Incident Alert – our complimentary program developed to assist clients find and dispatch qualified incident response contractors, monitor cleanup costs and  mitigate potential liabilities associated with environmental releases.
  • Experienced underwriting specialists across the U.S. and specialized claims expertise for the unique requirements of the public/educational entity market
  • Broad range of risk control services available through a national network of best-in-class engineering consultants, including environmental risk control experts from ESIS, Inc.®
  • Thought Leadership that addresses the complexities of domestic environmental regulations and compliance
  • Valued long term relationships

Minimums & Limits

  • Targeting minimum self-insured retention: $10,000
  • Targeting minimum premium: $5,000
  • Capacity available up to $25 million per/aggregate limit, inclusive of legal defense costs; sublimits may apply to certain coverages and classes of business
  • Split limits available

Policy Terms

Annual or multiyear policy terms available

Target Client

  • Cities, counties, municipalities or towns
  • Special districts
  • School districts (K-12)
  • Higher Education including colleges, universities, technical schools
  • Risk sharing pools for any of the foregoing

Useful Resources

Chubb understands the environmental liabilities can impact any business operation. 

Download more information about Chubb Environmental Risk Premises Pollution Liability (PPL) Coverage.