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Medical Liability Insurance Coverage Highlights

  • Excess healthcare professional and general liability coverage
  • Primary healthcare professional and general liability coverage offered in some jurisdictions
  • Flexible solutions for coverage of physician and surgeon and other healthcare provider exposures


  • Retention or deductible varies by characteristics of the account
  • Minimum premium varies by characteristics of the account
  • Primary coverage policy minimum premium*: $25,000

*Premiums are based upon underwriting guidelines and account characteristics.

Client Profile
  • Acute Care Hospitals
  • Healthcare Systems
  • Integrated Delivery Systems
  • Teaching Hospitals
  • Children's Hospitals
  • Specialty Hospitals including Psychiatric, Rehabilitation, Sub Acute Care and Long Term Acute Care
  • Experienced staff who understands the unique and complex challenges of the healthcare industry
  • Insurance and reinsurance transaction capabilities
  • Competitive coverage terms and services
  • Financial Strength: Chubb consistently receives among the highest ratings for financial strength from the industry's principal rating agencies
Primary Coverage (where offered)
  • Limits available up to $1 million each claim; $3 million aggregate
  • Claims made professional liability and occurrence or claims made general liability
  • Separate limits for professional liability and general liability may be available for additional premium
Excess or Umbrella Coverage
  • Limits available up to $15 million each claim; $15 million aggregate
Supplementary Applications

Notice – Potential Illinois Insureds: This notice pertains to potential Illinois insureds and provides information about the Religious Freedom Protection and Civil Union Act. It should be included in all application materials in order to inform potential Illinois insureds about the Act.