Hospital indemnity insurance

Hospital indemnity insurance coverage pays a lump sum daily benefit for each day an individual is confined in a hospital. Additional benefits are available for intensive care, skilled nursing care, or to help ease the recovery period after the stay ends.

Key Features:

• Guaranteed acceptance regardless of current state of health
• Benefits are payable directly to the individual
• Benefits can be used in any way an individual chooses – to cover additional costs like deductibles, co-pays or other out-of-pocket expenses, or to cover household or childcare expenses while hospitalized
• Benefits are payable in addition to any other insurance that may apply
• Attractive additional benefits available:
  
  
  • Accidental Death & Dismemberment
  • Critical Illness benefit
  • Custodial Care Facility benefit
  • Emergency Care benefit
  • Home Health Care benefit
  • Hospice Care benefit
  • Intensive Care benefit
  • Outpatient Surgical benefit
  • Post-hospital Recovery benefit
  • Skilled Nursing Care Facility benefit 

Medium to large employer groups who have 10 or more employees with high deductible healthcare plans.

• Innovation: Our entrepreneurial business philosophy and expert industry knowledge allow us to remain flexible in finding the right solution for our clients.
• Global Protection: The Chubb global network can satisfy the insurance needs of companies operating worldwide.
• Financial Strength: Consistently high ratings from A.M. Best and Standard & Poor’s are an indication that we are financially strong and able to meet our obligations to our customers.
• Superior Solutions: We are dedicated, solutions-oriented professionals able to provide quick responses and expert handling of customer needs.