Most healthcare plans do not cover all the expenses when an individual becomes hospitalized. Chubb Accident & Health offers hospital indemnity insurance benefits designed to help defray the expenses associated with a hospital stay.
Hospital Indemnity Insurance Coverage Highlights
Hospital indemnity insurance coverage pays a lump sum daily benefit for each day an individual is confined in a hospital. Additional benefits are available for intensive care, skilled nursing care, or to help ease the recovery period after the stay ends.
Guaranteed acceptance regardless of current state of health
Benefits are payable directly to the individual
Benefits can be used in any way an individual chooses – to cover additional costs like deductibles, co-pays or other out-of-pocket expenses, or to cover household or childcare expenses while hospitalized
Benefits are payable in addition to any other insurance that may apply
Attractive additional benefits available:
Accidental Death & Dismemberment
Critical Illness benefit
Custodial Care Facility benefit
Emergency Care benefit
Home Health Care benefit
Hospice Care benefit
Intensive Care benefit
Outpatient Surgical benefit
Post-hospital Recovery benefit
Skilled Nursing Care Facility benefit
Hospital Indemnity Insurance Client Profile
Medium to large employer groups who have 10 or more employees with high deductible healthcare plans.
The Chubb Advantage
Innovation: Our entrepreneurial business philosophy and expert industry knowledge allow us to remain flexible in finding the right solution for our clients.
Global Protection: The Chubb global network can satisfy the insurance needs of companies operating worldwide.
Financial Strength: Consistently high ratings from A.M. Best and Standard & Poor’s are an indication that we are financially strong and able to meet our obligations to our customers.
Superior Solutions: We are dedicated, solutions-oriented professionals able to provide quick responses and expert handling of customer needs.