- Individuals & Families
- Businesses
- Agents & Brokers
- Embedded Insurance
Because pets are family, Chubb now offers pet insurance with top-rated coverage from Healthy Paws.
Chubb offers the insurance protection you need for travel’s many “what ifs”.
Chubb protects small businesses at every stage – from newly formed start-ups to long-time anchors of the community.
Stay ahead of cyber threats with our free Cyber Claims Landscape Report.
Learn more about our dedicated learning paths, Online Learning Center, and more.
Many digital-savvy consumers look for it as a core or add-on option.
Many digital-savvy consumers look for it as a core or add-on option.
Many digital-savvy consumers look for it as a core or add-on option.
Chubb’s in-house technology makes it easy to integrate what we do into your customer experience.
Commercial Risk Appetite | Retail & Consumer Services
Retail & Consumer Services risk indicators
Retail and Consumer Services businesses present unique risks and opportunities. These indicators outline key factors that strengthen or limit Chubb’s appetite within this diverse sector:
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Factors strengthening Chubb’s appetiteSuperior building construction
Joisted masonry with sprinklers provides enhanced fire protection.
Slip, trip, and fall preventionRobust controls minimize common premises liability risks.
Product liability controlsCertificate of insurance programs ensure product safety and compliance.
Comprehensive security measuresAlarms, cameras, and sensors deter theft, fire, and property damage.
Riot and civil unrest preparednessAwareness and controls help mitigate risks from social disturbances.
Fleet safety programsStructured auto safety initiatives reduce accident exposure.
Facility maintenance and safeguardsRegular facility upkeep and protective measures, such as equipment inspections and upkeep of systems and components, to ensure operational reliability and safety.
Vehicle and transportation safetyRoutine vehicle maintenance, driver training, and formal transportation guidelines to protect goods in transit.
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Cautious account factorsHigh-risk repair services
Automotive and similar repairs can result in severe injuries or fatalities.
Frequent lossesA high claim rate indicates underlying risk management issues.
Lack of certificate programInadequate risk management practices for securing certificate of insurance from manufacturers of products being sold.
No recall or crisis planLimited ability to recall a product sold that could endanger a consumer.
Negative claims historyPoor claims experience signals ongoing risk and management concerns.
Featured insights
Industry resources
Retailers are a critical part of our consumer economy, with over a million outlets and a combined annual revenue of almost $7 trillion in the United States. Chubb has deep knowledge and expertise in the retail business space and stands ready to assist you with proven risk management solutions and experience.
Our team of world-class industry professionals is readily available to partner with businesses and effectively mitigate any risks they may face.
We have the appetite, specialized expertise, insurance products, and services to help agents like you write more business and help protect your clients’ operations.
Accident & Health is a critical component of a best-in-class Property & Casualty solution. Our services and expertise cross various industry practices and help agents like you quickly write more business for clients of all sizes.
Discover emerging risks and evolving trends in the middle market by delving into our comprehensive reports—based on a survey of 1,000 middle market firms. Access insights to help middle market companies and their insurance partners understand business trends.
Agency Education training courses
Duration: 8 minutes
Duration: 10 minutes
Duration: 8 minutes
Duration: 10 minutes
Duration: 8 minutes
Duration: 5 minutes
Services
Chubb Resilience Services offers comprehensive solutions to help retail and consumer services clients understand their exposure to physical climate risk.
Chubb’s IoT monitoring program includes the installation of sensors and other IoT devices that can predict and prevent property damage.