Hospitality risk indicators

Hospitality businesses present unique risks and opportunities. These indicators outline key factors that strengthen or limit Chubb’s appetite within this diverse sector:

  • Factors strengthening Chubb’s appetite
    Buy & hold strategy

    Long-term ownership models offer greater stability and lower risk.

    Preferred property locations

    Assets in the Northeast, Mid Atlantic, and Pacific regions are favored for their market strength.

    Comprehensive safety & contractual controls

    Strong life safety, security, slip & fall, and contract measures protect people and property.

  • Cautious account factors
    Habitational property focus

    Apartments, hotels, and similar exposures present higher risk profiles.

    Financial instability

    Poor financial health can undermine risk management and tenant quality.

    High vacancy rates

    Elevated vacancies increase exposure to loss and operational challenges.

Industry resources

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