Healthcare risk indicators

Healthcare businesses present unique risks and opportunities. These indicators outline key factors that strengthen or limit Chubb’s appetite within this diverse sector:

  • Factors strengthening Chubb’s appetite
    Low-value critical machinery

    Total insured value for key medical equipment under $10M limits exposure.

    Employee safety controls

    Procedures for patient handling and machinery use protect staff and patients.

    Vendor insurance programs

    Certificate of Insurance (COI) requirements for vendors ensure proper risk transfer.

  • Cautious account factors
    Fertility and abortion clinics

    Facilitating fertility and abortion services creates a high-risk exposure.

    Medical equipment transactions

    Selling, renting, or leasing equipment introduces additional liability.

    Improper anesthesia protocols

    Lack of safe discharge procedures for sedated patients raises safety concerns.

    Cannabis-related activities

    Involvement with cannabis, CBD, or hemp products presents regulatory and insurance challenges.

Industry resources

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