If you received a new piece of jewelry for the holidays, Valentine's Day, or other celebratory event, we’ve got a few tips to ensure that you can enjoy it for years to come.
If you’re not wearing it, you may want to keep your fine jewelry in a bank safe or an in-home safe that has a tool and torch resistant rating of 30 minutes or more (TL-30/TR-30), is too heavy for a burglar to carry or is bolted to the floor or home structure.
If you’re not sure of the value, seek out a professional appraiser who can document the actual value of your piece.
Your homeowner’s insurance may not fully cover expensive jewelry. To provide peace of mind, consider purchasing a valuable articles policy that provides all-risk protection, as well as automatic coverage for newly acquired pieces. If you’ve already got a valuable articles policy, make sure to add your new piece to this schedule.
Speak to an independent agent about your insurance needs.