That swirling colorful mass headed towards your city. A reporter at the beach drenched in rain. We all recognize the signs of an approaching hurricane. Yet do you know what’s covered under your insurance policy if your home is damaged?
You might think it’s a good idea to buy extra coverage right before a storm hits, but in fact, many insurance companies will suspend new coverage and coverage changes during that time.
So as hurricane season begins, it’s a great time to plan ahead and check your insurance policies to make sure you understand what’s covered—and add anything additional you may need. Here are 3 things to review.
1. Your homeowner’s policy
Does your homeowner’s policy specifically mention hurricanes and windstorms?
2. Your seasonal home
What do you do if your vacation home could be hit by a hurricane?
3. Your flood policy
With Chubb, you’ll get comprehensive, not patchwork, coverage