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Protect your ring with Chubb Valuable Articles insurance and get the peace of mind and financial security you need.
Because pets are family, Chubb now offers pet insurance with top-rated coverage from Healthy Paws.
Chubb offers the insurance protection you need for travel’s many “what ifs”.
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Many digital-savvy consumers look for it as a core or add-on option.
Many digital-savvy consumers look for it as a core or add-on option.
Many digital-savvy consumers look for it as a core or add-on option.
Chubb’s in-house technology makes it easy to integrate what we do into your customer experience.
Flood Insurance
Flood coverage highlights
Higher Limits for Your High-Value Home
Chubb Personal Flood Insurance can provide up to $15 million in total property coverage for your home and its contents.
You Won’t Have To Wait
Chubb Claims Adjusters deliver a claims experience that gets you and your family back on your feet quickly.
Replacement Cost for Damaged Property and Possessions
In many cases, standard flood policies won’t cover the full cost to repair or rebuild your home after a flood. Chubb will pay to replace your property and possessions (up to the limit on your policy) without deduction for depreciation, in the event of a covered loss.
Proactive Measures
Coverage up to $5,000 is included for expenses to help protect your home from flood damage and to move your property out of harm’s way when a flood warning is issued.
Better Protection Where Floods Are Likely To Cause the Most Damage
If you have a finished basement that serves as a home theater, billiard room or other purpose, Chubb offers added protection in this damage-prone area where others may not.
More Coverage for Precious Possessions
Chubb offers higher-than-average limits for special possessions such as art, collectibles, jewelry and silverware, and even golf carts — $5,000 for each category.
Coverage if You Must Live Away From Home Due To Flooding
Additional living expense coverage pays up to $7,500 for a temporary residence, meals and other expenses you may incur if your home can’t be lived in during rebuilding or repairs after a covered flood loss. Higher limits are available for an additional premium.
Do I need Flood Insurance?
Floods can happen anywhere, whether you live near an ocean, lake or river, or somewhere inland. Flood insurance can protect you against flooding that might damage your home, property, or possessions. It can also help you pay for a temporary residence while your home is being repaired.
Most typical homeowner policies don’t cover flood damage on their own. For water and flood damage, you’ll need an insurance solution that includes a separate flood policy.
NFIP offers a maximum of $250,000 for your home and $100,000 for its contents.
Chubb offers a much higher total property coverage limit up to $15 million. Protection with Chubb means you have protection that goes above and beyond where others draw the line.
Featured Stories
2026 Flood Risk Report: Bridging the gap in protection
Chubb’s latest survey reveals why many high-net-worth homeowners and businesses remain underinsured despite rising flood frequency. Learn how to navigate the new topography of risk.
Flooding’s hidden costs
Discover how flooding events can have unexpected consequences that go beyond property damage, including lost income, business interruption and threats to public health.
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This information is descriptive only. All products may not be available in all jurisdictions. Coverage is subject to the language of the policies as issued.