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Why Independent Agents?

In insurance, there are two types of agents who can help you: captive agents, who work directly for a single insurance company, and independent agents, who work for themselves and can access insurance policies from a range of insurance providers. You can only become a Chubb client through an independent agent.

Many clients value their independent agent for several reasons:

A tailored strategy

Independent agents can help make sure you’ll never have to substitute inferior quality for your home’s most distinctive features.

A trusted advocate

Should you have a claim or an issue with your insurer, independent agents can advocate for you on your behalf.

Expertise

Because independent agents work for you, they can rely on their broad expertise to suggest products from many different insurance providers and find the option that’s best for you.

Simplified process

With a dedicated personal contact, you will get a response quickly when you need it.

Long-lasting partnerships

Independent agents can develop a relationship with you over time and proactively reach out to you, particularly in times when you need their support most.

We know you’ve worked hard for your success, and as you go through life, your needs for protection can change. Whether you’ve upgraded your kitchen cabinets, installed a state-of-the-art entertainment center in your family room, or planned a trip overseas for your family, independent agents can tailor your policy to ensure you have comprehensive, not patchwork protection for what matters most to you.

The Cornerstone Elite

When you see our Cornerstone logo, it designates that an agency has earned the Chubb Personal Insurance Elite Agency Designation. This annual membership program is exclusive to top agents who embody our focus on unparalleled client service and demonstrate a deep understanding of Chubb products and services.

Never worked with an independent agent before?
Here’s some of what our clients had to say about their agents.

Nancy M.

Bluffton, SC

Our agent Rob was here as soon as we made the call. He said, ‘It looks like a disaster, it is a disaster. We’re going to make it new again and we’re not going to argue over any detail.
SeeNancy’sstory

About Chubb

Chubb is the world's largest publicly traded property and casualty insurer. We have a long-standing history as a premium insurer that specializes in serving successful families and individuals with more to insure. With a proud heritage over 200 years strong, Chubb has a history of finding ways to say yes and ways to do more for our clients.