Small Business Insurance for Pet Care Professionals

Every small business owner in the pet care industry will tell you – people are passionate about their pets. And while these professionals are devoted to taking great care of our furry and feathered friends, accidents in the pet care industry happen.

Chubb Small Commercial Insurance (SCI) provides comprehensive insurance solutions for pet care professionals with up to $30M in revenue in the following classes:

Animal adoption agencies

Animal hospitals

Animal and pet owners associations

Aquarium supplies and tropical fish stores

Feed manufacturers

Kennels

Pet breeders*

Pet day cares

Pet cemeteries

Pet crematories

Pet food manufacturers

Pet food and supplies stores and wholesalers

Pet funeral homes

Pet grooming - mobile and non-mobile

Pet motels and hotels

Pet product manufacturerss

Pet sitters*

Pet stores

Pet supplies except pet food wholesalers

Pet training services

Veterinarians

*Not eligible for workers' compensation

Available Coverages

At Chubb, we recognize that every small business is unique. That is why we crafted a customizable suite of insurance products for pet care professionals.

Chubb BOP

Provides broad insurance protection for property and liability exposures including over 100 property and liability features beyond industry standard policies. Chubb's business owner's policy serves as the foundation for your insurance portfolio.

Umbrella

Provides an additional layer of coverage over existing liability policies, offering small businesses even more insurance protection.

Workers' Compensation

Provides small businesses an insurance solution with broad coverage and Chubb’s exceptional policy and claims service.

Commercial Auto

Provides bodily injury and property damage liability insurance up to $1M in coverage limits, as well as physical damage coverage, medical payments, and uninsured/underinsured motorist coverage.

Cyber Enterprise Risk Management (ERM)

Incorporates risk transfer, loss mitigation services, and post-incident services to help protect against your client’s cyber risks.

Management & Professional Liability

Provides additional management and professional liability insurance including employment practices, crime, and cyber liability.

Please note, all products may not be available in all states. For state availability, please contact your local territory sales leader.

Please note, all products may not be available in all states. For state availability, please contact your Chubb SCI territory sales leader.

Optional Coverages

Chubb BOP offers optional property enhancements for pet care professionals including change in controlled environment – perishable property, contamination, emergency evacuation expense, product replacement and recall expense, and reward coverage. Chubb BOP also offers:

Tools and equipment – provides mobile businesses a blanket limit of insurance for veterinarian medical equipment and pet care tools and other equipment. This coverage can help pay for the cost to repair equipment if it breaks and the loss of business income and other expenses.

Kennel cough – provides coverage if there is suspicion that a kennel cough infection was spread throughout a pet care operation.

Pet care errors & omissions – protects the pet care facility, their workers, and other pet care professionals against claims of inadequate work or negligent actions.

PVeterinarian professionals – expanded to include coverage for interns, leased employees, temporary employees, and volunteers.

Off-premises and mobile equipment breakdown – extends equipment breakdown coverage to include equipment off-premises, as well as in or on a vehicle used for business.

Reimbursement of expenses for courts or veterinary boards – includes board fines, penalties, and expenses.

And More!

Have questions about our solutions for pet care professionals?

If you are an independent agent, please contact Chubb SCI directly or reach out to your local territory sales leader.

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