Auto

5 reasons to encourage your employees to drive safely

November 25, 2020
blurry road

If your employees drive as part of their job they are likely supervised and obliged to report any accidents or driving-related incidents while working. But what about their driving behaviors when they’re off the job? 

Driving can be one of the most dangerous activities employees engage in, so putting a policy in place to regularly monitor their driving records can protect both your business and your drivers. 

Encouraging safe driving behaviors can:

1. Keep drivers with a poor history off the road.

A driver’s past record generally indicates their future driving behavior. As part of the hiring process, check the motor vehicle records for all prospective company drivers. It’s also a good idea to run an annual driving record check as an employee with a clean driving record, might have an off-duty accident after they’re hired.

2. Alert management to the need for further training.

Your company driving policy should require drivers to report infractions, including outside of work, and provide additional training for any drivers who run into problems on the road. 

trucker behind the wheel

3. Improve your company’s reputation for safety.

Prioritizing the safety of your employees and the community by employing drivers with a safe driving record will reflect positively on your business. 

4. Control costs.

The costs of an off-the-job crash can go well beyond a one-time health benefit payout. The after-effects of an auto accident can lead to a decline in the employee’s health, well-being, and productivity, as well increased insurance costs. 

5. Avoid litigation.

Motor vehicle record checks are an important step in protecting against negligent automobile claims. Establishing clear expectations of your employees by developing a clear, strong driving policy can also reduce your legal costs.

Creating your company driving policy

Your company driving policy should set clear expectations and define the number of violations an employee can have before losing the privilege of driving for work. The American Society of Safety Professionals’ “Safe Practices for Motor Vehicle Operations” standard is a helpful resource.

Once your policy is in place, make sure you have employees sign to acknowledge that they’ve received it and consent to the release of their motor vehicle records, since there are privacy issues associated with the use of those records. 

Insights and expertise

We keep you informed — and your business protected — with these helpful articles.
medical-sales-rep-driving
Managing pharmaceutical and medical device representatives
Prioritizing fleet safety is essential for pharmaceutical and medical device representatives. Learn best practices to protect employees and ensure safe deliveries.
ignitable liquid
Ignitable liquids in Life Sciences facilities
Ignitable liquids in life sciences facilities can create hidden fire risks. Learn how flammable vapors spread and get essential safety tips to protect your workplace.
vacant commercial real estate building
Trends in commercial real estate
Identifying and mitigating risk in underperforming commercial real estate properties.
Perspectives on Risk & Resilience | Chubb
Welcome to the first edition of Inside Commercial Insurance – From Small Business to Middle Market, a new series designed to share insights on these business types and how Chubb is helping organizations build prosperous, resilient futures.
Chubb & The Middle Market: The Anatomy of a Partnership
In this second edition of Inside Commercial Insurance – From Small Business to Middle Market, we delve into Chubb’s purposefully-built approach to the middle market, following on our inaugural issue, which focused on what makes these businesses so vital and their risk management needs so unique
Insuring Small & Lower Midmarket Businesses: The Need for Speed, Efficiency and Flexibility
In this edition of Inside Commercial Insurance, we focus on small and lower midmarket businesses – and how Chubb pairs high efficiency with customized solutions for these companies and their brokers.
driver holding the wheel
Top 5 risks to your commercial auto fleet
Keep drivers safe, and ensure the longevity of your commercial vehicles.
man conducting a trust property inspection
Protecting what matters: Best practices for trust property inspections | Chubb
Following practical guidance and adopting best practices for conducting a thorough property inspection can help ensure that assets are protected.

Seeking a business insurance quote?

We can help with that.