As a consultant the risks you face are unique — from theft and cybercrime to employee injuries and errors and omissions in professional services provided to clients.
With Chubb small business insurance, you can help protect your consulting business from the following risks:
While working for E&M Accounting, Olivia, an accountant consultant, was asked to set up investments for a client. Olivia mistakenly established a corporation, instead of a partnership, which ended up generating tax liabilities for the client. Under the firm’s professional liability policy, Chubb claims worked with Olivia to help make financial amends to the client.
Emily, an event planner, was visiting a meeting site with her clients when someone broke into her office. The thief stole computers, phones, cameras, high-end furniture, décor, and much more. Having Chubb business personal property insurance helped Emily replace the stolen devices and valuables and get back to business quickly.
As Kai, an interior designer was walking through his showroom with a client, deep in conversation about which paint colors would pair best with the client’s new living room walls, the client slipped on an errant swatch of fabric. The client badly twisted her knee, and ended up needing a trip to urgent care, a knee brace, and physical therapy. Kai’s general liability policy from Chubb covered the client’s medical expenses, helping him maintain the client relationship.
Business Owner's Policy
A Business Owner’s Policy (BOP) can be customized to your consulting business, with coverage for:
Lawsuits alleging you caused a data breach or accidentally released private information or electronic data
Website failures that prevent a company from conducting business transactions
Loss due to computer fraud and fraudulent fund transfers
Damage to your rental car
Costs you sustain if your identity is stolen
Damage to mobile communications property such as tablets and laptop computers
Utility service outages
Costs to upgrade your business to current green standards during repairs after a covered cause of loss
Your liability to third parties for bodily injury, including mental anguish
Your liability to third parties for personal injury, including discrimination, harassment
Protects you in the event of a lawsuit claiming you were negligent in providing professional services in some way, such as providing late, incorrect or incomplete advice. This also covers errors and omissions relating to expert opinions or advice you provided a client.
This Enterprise Risk Management solution can help you prevent cyber incidents from happening and provides expert response services if your business is the victim of a cybercrime.
Sometimes your standard insurance policy limits aren’t enough to cover what you’re up against. Umbrella insurance provides coverage over and above your existing policies to protect you from substantial lawsuits and losses.
This coverage provides protection for vehicles you use for consulting business, including replacement or repairs if your vehicle is stolen or damaged, bodily injury liability coverage, and roadside assistance.
Why Chubb
Why Chubb
A bespoke approach to small business insurance
Total account solutions
We offer fast and easy options to cover all your insurance needs.
Efficient claims handling
With 95% claims satisfaction, we don’t just process claims, we strive to make things right.**
Financial strength
Our policies are backed by Chubb’s financial strength and stability.
