Business Insurance for Consultants

Supporting the work of graphic designers, career coaches, financial planners, and other consultants
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Who we serve

A Business Owner’s Policy

A Business Owner’s Policy (BOP) can be customized to your consulting business, with coverage for:
  • Lawsuits alleging you caused a data breach or accidentally released private information or electronic data
  • Website failures that prevent a company from conducting business transactions
  • Loss due to computer fraud and fraudulent fund transfers
  • Damage to your rental car
  • Costs you sustain if your identity is stolen
  • Damage to mobile communications property such as tablets and laptop computers
  • Utility service outages
  • Costs to upgrade your business to current green standards during repairs after a covered cause of loss
  • Your liability to third parties for bodily injury, including mental anguish
  • Your liability to third parties for personal injury, including discrimination, harassment

Optional Coverages

Additional Products

Consultants can access a total account solution to take care of their insurance needs. Consider adding these coverages to your insurance program.

General liability
Provides coverage against claims alleging property damage, bodily injury, and many other common risks.
Professional liability
Protects you in the event of a lawsuit claiming you were negligent in providing professional services in some way, such as providing late, incorrect or incomplete advice. This also covers errors and omissions relating to expert opinions or advice you provided a client.
Workers' compensation
Provides funds and guidance when an employee is hurt on the job, helping them get healthy and back to work as quickly as possible.
Cyber
This Enterprise Risk Management solution can help you prevent cyber incidents from happening and provides expert response services if your business is the victim of a cybercrime.
Umbrella
Sometimes your standard insurance policy limits aren’t enough to cover what you’re up against. Umbrella insurance provides coverage over and above your existing policies to protect you from substantial lawsuits and losses.
Commercial auto**
This coverage provides protection for vehicles you use for consulting business, including replacement or repairs if your vehicle is stolen or damaged, bodily injury liability coverage, and roadside assistance.
CONSULTING BUSINESS RISK

As a consultant the risks you face are unique — from theft and cybercrime to employee injuries and errors and omissions in professional services provided to clients.

With Chubb small business insurance, you can help protect your consulting business from the following risks:

  • Data breaches
  • Property theft or damage
  • Professional errors or omissions
  • Work-related illness or bodily injury

Why do consultants need business insurance?

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