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For companies that manufacture or sell any consumable or topical product for humans, we can provide flexible product recall insurance coverage.

Product Recall Insurance for Consumable Products Coverage Highlights

  • Coverages are made-to-order allowing policyholders to select "add-on" coverages based on what they need to have, what they would like to have, or their budget.
  • Crisis consultants available 24/7 via our emergency hotline.
  • Minimums: 
    • $5,000 minimum SIR
    • $2,500 minimum SIR for small businesses
  • Limits:
    • Chubb’s Product Recall unit has $5 million in limits available on a primary or excess basis. Additional capacity may be considred on a case by case basis.
  • Restricted Classes:
    • Nutraceuticals (incl. dietary supplements)
    • Animal feed / Pet food
    • Marijuana / CBD
    • Energy drinks

Product Recall Insurance for Consumable Products Client Profile

On a primary basis we are focusing on companies with sales up to $1 billion. Companies with sales in excess of $1 billion will be considered with either a high self-insured retention or on an excess basis.

For consumable products (everything ingestible and topical and for human consumption) the target industries are food & beverage companies, cosmetics, tobacco, and pharmaceuticals.

Specialized Consultants, for Specialized Businesses

Businesses have 24/7 access to a network of specialized product recall consultants on a post incident basis. Our group of experts are leading industry professionals who are familiar with the regulatory challenges and nuance of the product recall market.

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Recall Plus™ | Insurance for Consumable Products