skip to main content

For companies that manufacture or sell any consumable or topical product for humans, we can provide flexible product recall insurance coverage.

Product Recall Insurance for Consumable Products Coverage Highlights

  • Coverages are made-to-order allowing policyholders to select "add-on" coverages based on what they need to have, what they would like to have, or their budget.
  • Crisis consultants available 24/7 via our emergency hotline.
  • Minimums: 
    • $5,000 minimum SIR
    • $2,500 minimum SIR for small businesses
  • Limits:
    • Chubb’s Product Recall unit has $5 million in limits available on a primary or excess basis. Additional capacity may be considred on a case by case basis.
  • Restricted Classes:
    • Nutraceuticals (incl. dietary supplements)
    • Animal feed / Pet food
    • Marijuana / CBD
    • Energy drinks

Product Recall Insurance for Consumable Products Client Profile

On a primary basis we are focusing on companies with sales up to $1 billion. Companies with sales in excess of $1 billion will be considered with either a high self-insured retention or on an excess basis.

For consumable products (everything ingestible and topical and for human consumption) the target industries are food & beverage companies, cosmetics, tobacco, and pharmaceuticals.

Specialized Consultants, for Specialized Businesses

Businesses have 24/7 access to a network of specialized product recall consultants on a post incident basis. Our group of experts are leading industry professionals who are familiar with the regulatory challenges and nuance of the product recall market.

Related Resources


Have questions about product recall insurance or need more information, email us at

Recall Plus™ | Insurance for Consumable Products