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Whether you are a general contractor, specialty trade contractor or joint venture owner/developer, Chubb insurance covers your wide-ranging needs, including loss sensitive workers' compensation, commercial general liability and auto liability.

Coverage Highlights


  • Flexible program designs and customized program servicing capabilities
  • Experienced underwriters dedicated to the construction industry
  • Seamless multi-line program and coverage solutions through the Chubb Construction Industry Practice
  • Dedicated risk engineering, claims servicing, premium auditing and policy issuance from ESIS Construction Risk Services


  • Workers Compensation
  • Employers Liability
  • General Liability
  • Auto Liability and Physical Damage

Minimums & Limits


  • General Contractors/Construction Managers: $100 million in annual revenues
  • Trade Contractors: $75 million in annual revenues


Workers Compensation

  • Statutory
  • $1 million / $1 million / $1 million Employers Liability

Commercial General Liability

  • Up to $2 million per occurrence
  • Up to $4 million general aggregate
  • Up to $4 million completed operations aggregate

Auto Liability

  • Up to $2 million

Target Clients

  • Construction managers
  • General contractors
  • Large trade contractors
  • Specialty contractors

Insurance provided by ACE American Insurance Company, Philadelphia, PA, and, in some jurisdictions, other insurance companies within Chubb. The product information above is a summary only. The insurance policy actually issued contains the terms and conditions of the contract. All products may not be available in all states. Surplus lines insurance sold only through licensed surplus lines producers. Links to external sites are for convenience only. ACE is not responsible for the content of any third party website.

ESIS, Inc., a claims and risk management services company, is part of Chubb. ESIS risk control services may be sold directly to ESIS’s clients, or part of insurance underwriting. Risk control activities conducted on behalf of the insurer are not intended as a direct benefit or service to Chubb insureds.