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Out-of-Country Medical Insurance

Domestic healthcare and state workers compensation plans may limit coverage or not respond immediately to an employee’s need for medical care while traveling outside of the country. Chubb Accident & Health’s Out-of-Country Medical Insurance programs are designed to supplement these plans by providing medical and other travel-related benefits to employees living and working outside of their home country.



  • Provides short-term accident and sickness coverage for employees traveling outside their home country or country of permanent assignment.
  • Optional benefits for lost baggage, personal effects and financial instruments; trip cancellation also available.
  • Includes benefits for dependents, consultants, volunteers, and guests.
  • Bundles benefits with worldwide travel assistance services including emergency medical, emergency travel, and pre-trip information services.
  • War risk and political evacuation benefits are also available.

Client Profile

  • Multinational corporations or companies with employees who regularly travel overseas
  • Government agencies
  • Non-profit organizations
  • Schools, colleges, and other cultural or educational institutions sponsoring study abroad or student exchange programs

The Chubb Advantage

  • Innovation: Our entrepreneurial business philosophy and expert industry knowledge allow us to remain flexible in finding the right solution for our clients.
  • Global Protection: The Chubb global network can satisfy the insurance needs of companies operating worldwide.
  • Financial Strength: Consistently high ratings from A.M. Best and Standard & Poor’s are an indication that we are financially strong and able to meet our obligations to our customers.
  • Superior Solutions: We are dedicated, solutions-oriented professionals able to provide quick responses and expert handling of customer needs.