— Long term care facilities must prevent and mitigate their own mix of risks to protect their patients and staff. We provide healthcare professional and general liability coverages to help you insure these risks.
Experienced staff who understands the unique and complex challenges of the healthcare industry
Competitive coverage terms and conditions
Financial Strength: Chubb consistently receives among the highest ratings for financial strength from the industry's principal rating agencies
Coverage
Primary Healthcare Professional Liability (claims made), General Liability (occurrence or claims made) with various deductible options depending on venue
Excess Liability coverage available with varying limits available based on venue and account characteristics
Minimums
Minimum premium varies by characteristics of the account.
Limits
Primary Coverage (where offered):
Limits available up to $1 million each claim; $3 million aggregate
Claims made Professional Liability and Occurrence or Claims Made General Liability
Separate limits for Professional Liability and General Liability may be available for additional premium
Excess Coverage (where offered):
Limits available up to $10 million each claim; $10 million aggregate
(Not Available on all accounts; Limits available are based upon underwriting guidelines and account characteristics.)
Client Profile
Skilled nursing facilities
Assisted living facilities
Memory Care
Continuing care retirement communities
Coverage available for both for-profit and non-profit entities.