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Coverage Highlights


  • Financial stability
  • Experienced leadership, with expert underwriters and claims professionals
  • Claims coordination through the Chubb worldwide network
  • Deep and experienced risk engineering team.• Advanced customer focused technology
  • Industry leading global network and product breadth
  • In-depth knowledge of clinical trials and underwriting expertise
  • Locally-admitted policies in most countries, including South America and the Middle East, where coverage may not be readily available
  • Global program compliance and clinical trial certificate service


  • Offers three enhancements extending the period when injury or damage can occur, in order to address the complex sequence of events and potentially long time frames between when a product is developed, when it caused injury, when you become aware of the injury and when an insurance claim is filed.
  • Includes time-element pollution insurance, “blanket” additional insured status where required by contract, broadened clinical trial provisions and scalable medical expense limits.
  • Optional endorsements available to customize insurance and help manage costs, including respond to successor liability issues associated with mergers and acquisitions.
  • Provides worldwide insurance and language that dovetails with Chubb and affiliate policies in other countries.
  • Additional features and solutions include:
    • Unlimited extended reporting periods
    • "Blanket" human clinical trial insurance protection
    • Human clinical trial medical expenses included
    • Separate premises/operations and products-completed operations per occurrence limits

Marketing Sheets

  • Life Sciences Extended GL sell sheet
  • Life Sciences Extended GL features sheet
  • Solving the Claims-Made Dilemma fact sheet

Seeking insurance for a life sciences business?