You can get tailored solutions with our robust, easy-to-use endorsements, backed by Chubb’s underwriting, claim management and loss control specialists.
Your umbrella policy may fail to cover real estate-specific risks. Enhance it with Chubb industry-specific endorsements and coverage tailored for hospitality and real estate.
Coverage Highlights
Benefits
- Industry leading terms and conditions tailored to real estate and hospitality clients
- Admitted coverage
- Underwriting specialists deployed throughout the U.S.
- Claims management expertise in real estate and hospitality risks
- Long term claims-paying capability, supported by a strong balance sheet
- Chubb’s long-standing commitment to provide the highest level of service
Coverage
Specialty coverage extensions for hotel operations and restaurants (with less than 30% liquor receipts), including:
- Broad Form Named Insured
- Products-Completed Operations Coverage for Restaurant Operations
- Liquor Liability Coverage
- Limited Fungi/Bacteria Exclusion – Exceptions for Food and Certain
- Properties
- Third-Party Discrimination Coverage
- Garage Keepers Legal Liability Coverage
- Notice of Occurrence
- Unintentional Failure to Disclose
- Cancellation Amendatory Endorsement
- Non-Owned Watercraft Extension
- Incidental Medical Malpractice
- Pollution – Combination Exception Time Element and Named Peril
- Catastrophe Management Coverage with Food Laboratory Testing - $25,000 Sublimit
Specialty coverage extensions for commercial building owners, investors and managers, including:
- Broad Form Named Insured
- Third-Party Discrimination Coverage
- Garage Keepers Legal Liability Coverage
- Products-Completed Operations Coverage for Restaurant Operations
- Construction (Means and Methods) Professional Services
- Liquor Liability Coverage
- Limited Fungi/Bacteria Exclusion – Exceptions for Food and Certain
- Properties
- Unintentional Failure to Disclose
- Notice of Occurrence
- Cancellation Amendatory Endorsement
- Non-Owned Watercraft Extension
- Incidental Medical Malpractice
- Pollution – Combination Exception Time Element and Named Peril
- Catastrophe Management Coverage with Food Laboratory Testing - $25,000 Sublimit
Minimums & Limits
- Annual minimum premium starting at $10,000 per policy or $750 per $1 million of limits
Target Clients
Hospitality and Restaurant Segments
- Hotel operations and restaurants (with less than 30% liquor receipts)
- Casual to fine dining restaurants
Real Estate Segments
Commercial building owners, investors and managers