Insurance for Museums, Art Galleries & Cultural Institutions

woman hangs painting in art gallery

Industry overview

From museums and historic buildings to botanical gardens and zoos, each cultural institution must responsibly protect its facility, its collections, and its operations. The risks these institutions face are as unique as their exhibits. With decades of risk management experience and tailored insurance products, Chubb is prepared to meet the specialized needs of many cultural institutions.
What is Cultural Institution insurance?

Cultural Institution insurance offers tailored solutions for organizations whose primary mission is to collect, display, educate, and preserve, addressing exposures that are as distinctive as their exhibits.

What coverage does Chubb provide?

Chubb offers coverage that protects against a range of risks, including property damage, operational liabilities, and specialized exposures, with solutions designed to meet the evolving needs of cultural organizations.

Who is it for?

Chubb offers coverage that protects against a range of risks, including property damage, operational liabilities, and specialized exposures, with solutions designed to meet the evolving needs of cultural organizations.

What services does Chubb provide?

Chubb provides specialist underwriters, experienced claims professionals, and risk consultants who deliver global capabilities, property coverage features, and claims cost containment for cultural institutions.

Use case example

Chubb provides specialist underwriters, experienced claims professionals, and risk consultants who deliver global capabilities, property coverage features, and claims cost containment for cultural institutions.

Who we serve

Products and services

Directors & officers liability insurance
In an increasingly litigious business landscape, safeguard the personal assets of your directors & officers as well as your balance sheet from legal costs and liability damages arising from D&O duties.
Employment practices liability insurance
Companies in every industry increasingly face potential litigation from employee-related claims such as perceived harassment, wrongful termination, breach of contract, discrimination or other work-related issues.
Accident & health insurance
Chubb offers innovative, specialized accident and health insurance programs with global expertise, strong financial security, and leading technology.
Workers' compensation insurance
Companies of all sizes can get customized coverage with features like proactive managed care to speed return-to-work timeframes, fraud detection and management, and litigation and recovery management.
Umbrella & excess liability insurance
Our robust, feature-rich policies offer insurance protection on an excess or umbrella basis over and above your underlying policy limits and coverage options for your organization's unique exposures.
Multinational insurance
U.S.-based companies with global operations want their insurance programs to be consistent across their sites and operations. Chubb’s tailored multinational coverage can help smooth that process.

Commercial package insurance

In addition to coverage for large, multinational companies, Chubb covers small and midsize businesses with three package policy options — Business Owners Policy (BOP), Benchmarq, and Customarq. Each combines property, business income, and general liability insurance, and can be tailored for your specific exposures.
Business owners policy (BOP)

Protect your small business with this customizable insurance package policy. It offers a combination of property, business income, crime, employment practices liability, cyber, and general liability coverages, as well as the ability to add supporting insurance solutions specifically tailored to your small business needs.

Benchmarq

Designed to be scalable for small to midsize businesses, Benchmarq is a flexible, customizable package including property, business income, and general liability insurance. Featuring enhanced base coverages that are broader than the industry standard, Benchmarq makes it easy to add protections as your business grows or risks evolve.

Customarq

Our proprietary package product offers midsize businesses property, business income, and general liability insurance with a wealth of options to suit your needs. Customarq’s modular approach provides unmatched flexibility to protect against global exposures and industry-specific perils, and to quickly respond to emerging and evolving risks.

Resources

Insights and expertise

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The right coverage for your museum, art gallery or cultural institution in a few clicks

Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. Insurance provided by ACE American Insurance Company and its U.S.- based Chubb underwriting company affiliates. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers. Chubb, 202 Hall's Mill Road, Whitehouse Station, NJ 08889-1600.