Commercial Risk Appetite | Construction

The following products align with Chubb’s risk appetite and your client’s business profile. Review product eligibility, and when you’re ready, start an inquiry.

Construction risk indicators

Construction businesses present unique risks and opportunities. These indicators outline key factors that strengthen or limit Chubb’s appetite within this diverse sector:

  • Factors strengthening Chubb’s appetite
    Comprehensive contractor controls

    Safety, quality, fleet management, and risk transfer practices reduce liability.

    Strong loss history

    A positive five-year loss record demonstrates effective risk management.

    Experienced contractors

    At least five years in business indicates reliability and expertise.

  • Cautious account factors
    Ground-up residential construction

    This type of work carries increased risk and complexity.

    High-hazard construction classes

    Projects like highways, pipelines, demolition, and oil fields present significant dangers.

    Frequent losses and claims

    Past issues with defects, uninsured subs, or NY Labor Law signal ongoing risk concerns.

Industry resources

Agency Education training courses

Available through the Online Learning Center. Learn More

Services

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