Commercial Risk Appetite | Business Services

The following products align with Chubb’s risk appetite and your client’s business profile. Review product eligibility, and when you’re ready, start an inquiry.

Business Services risk indicators

Business Services present unique risks and opportunities. These indicators outline key factors that strengthen or limit Chubb’s appetite within this diverse sector:

  • Factors strengthening Chubb’s appetite
    Strong contractual controls

    Well-crafted contracts help manage liability and clarify responsibilities.

    Enhanced auto safety measures

    Above-average controls protect clients with large fleets or employees driving for business.

    Positive loss history

    A favorable claims record reflects effective risk management.

    Safety-Driven workforce training

    Continuous employee training and a culture of safety to minimize workplace accidents and downtime.

  • Cautious account factors
    Frequent losses

    A high rate of claims signals underlying risk issues.

    Weak contractual controls

    Lack of strong contracts heightens liability and operational risk.

    Security services with weapons

    Using firearms or protective gear raises third-party injury risks.

    Extensive installation work

    Significant installation exposures can lead to greater liability concerns.

Industry resources

Agency Education training courses

Services

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