walking in water

Coverage Highlights

If you live on the coast, or near a lake or river, the need for flood protection may seem obvious. But dramatic weather patterns and land development are reducing the earth’s capacity for water absorption and increasing the risk of floods — even for homes that aren’t near water.

Most typical homeowner policies don’t cover flood damage on their own. For water and flood damage, you’ll need an insurance solution that includes a separate flood policy.

Our Personal and Excess Flood Insurance is a better alternative to the National Flood Insurance Program (NFIP).

NFIP offers a maximum of $250,000 for your home and $100,000 for its contents.

Chubb offers a much higher total property coverage limit up to $15 million. Protection with Chubb means you have protection that goes above and beyond where others draw the line.

Protect your home with watertight coverage