— If you are a Texas employer who has opted out of the Texas state workers compensation system, you can still get help controlling the cost of employee injury claims.
Nonsubscribers in Texas can partner with Chubb for coverage options when they opt out of the state workers compensation program.
Dedicated underwriting team
Specialists in excess risk-financing programs
Claims and loss prevention capabilities available
Claims services provided by a non-subscriber third party administrator (TPA) accepted
Will consider self-administered claims handling for experienced non-subscribers
Financial strength of Chubb, consistently high ratings for financial strength from the industry's principal rating agencies
Coverage is provided in excess of a self-insured retention (SIR) or it can be layered over another carrier that is primary over a non-subscriber's SIR
Chubb Global Casualty sells Texas Employers Excess Indemnity coverage through excess and surplus lines producers on a non-admitted basis throughout the U.S.
Products are available through licensed surplus lines brokers
Minimum retention: $500,000
Insured must have documented ERISA Benefit plan
Minimum premium: $200,000
Up to $15 million
Middle market and large accounts that retain significant risk on their WC programs
Companies that want flexibility in, and control over, claims administration
Companies willing to assume a minimum SIR of $250,000
Companies that have successfully implemented loss control and safety programs
Excess Comp-Generic Vehicle
Excess Comp-Generic Watercraft
Excess Comp-Generic TPA
Employee Concentration Template
Insurance provided by ACE American Insurance Company and its U.S. based Chubb underwriting company affiliates. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers. Chubb is the world's largest publicly traded property and casualty insurance group. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. Chubb Limited, the parent company of Chubb, is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index.