Privacy and Network Liability Insurance Program Designed for Healthcare and Managed Care
— Get coverage for privacy liability, network security liability, data breaches and other network and privacy-related exposures, tailored to meet the needs of healthcare organizations.
Comprehensive coverage for your computer networks, websites, and sensitive customer or employee information, as well as third-party corporate information. You can also secure Internet media liability and network extortion coverage.
Claims and underwriting expertise
Flexible underwriting approach
Regional offices provide customers nationwide access to underwriters informed on privacy issues
Affirmative 100 percent allocation of defense provision if at least one covered claim is asserted
No retention, coinsurance, time element or prior written approval restrictions for data breach fund
Data breach expenses not subject to a post-discovery time restriction
Coverage for regulatory fines
Consumer redress fund applies to full privacy and network limits of liability
Privacy Liability (includes personal information in any format; breaches not restricted to a network event; customer and employee information)
Network Security Liability
Data Breach Fund includes:
First- and Third-Party expenses
Expenses to comply with the consumer notification provisions of the applicable jurisdiction that most favors coverage for such expenses
Costs for voluntary notification (prior written approval requirement)
Costs to retain public relations, crisis management and law firms
Legal expenses incurred by the insured to ascertain their indemnification rights under contract
Credit monitoring expenses (no longer tied to privacy regulations)
Up to $20 million
Our typical client is any healthcare or managed care organization managing sensitive customer or employee information, third-party corporate information, a computer network or website.