Skip to main content
Suggested Searches
Quick Links

Privacy and Network Liability Insurance Program Designed for Healthcare and Managed Care

Get coverage for privacy liability, network security liability, data breaches and other network and privacy-related exposures, tailored to meet the needs of healthcare organizations.

Comprehensive coverage for your computer networks, websites, and sensitive customer or employee information, as well as third-party corporate information. You can also secure Internet media liability and network extortion coverage.

Coverage Highlights


  • Claims and underwriting expertise
  • Flexible underwriting approach
  • Regional offices provide customers nationwide access to underwriters informed on privacy issues
  • Affirmative 100 percent allocation of defense provision if at least one covered claim is asserted
  • No retention, coinsurance, time element or prior written approval restrictions for data breach fund
  • Data breach expenses not subject to a post-discovery time restriction
  • Coverage for regulatory fines
  • Consumer redress fund applies to full privacy and network limits of liability


  • Privacy Liability (includes personal information in any format; breaches not restricted to a network event; customer and employee information)
  • Network Security Liability
  • Data Breach Fund includes:
    • First- and Third-Party expenses
    • Forensic expenses
    • Expenses to comply with the consumer notification provisions of the applicable jurisdiction that most favors coverage for such expenses
    • Costs for voluntary notification (prior written approval requirement)
    • Costs to retain public relations, crisis management and law firms
    • Legal expenses incurred by the insured to ascertain their indemnification rights under contract
    • Credit monitoring expenses (no longer tied to privacy regulations)


  • Up to $20 million

Client Profile

Our typical client is any healthcare or managed care organization managing sensitive customer or employee information, third-party corporate information, a computer network or website.