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Large Global & National Companies

You can get customized risk management and financing products specifically designed with the needs of large companies in mind.

Primary casualty coverages include workers' compensation, auto liability and general liability

Coverage Highlights


  • Extensive experience serving the needs of Fortune 500/Global 2000 in the risk management and financing areas.
  • Focusing on companies with $5 million or more in combined expected losses.
  • Dedicated underwriting teams across the U.S. and Canada to provide clients with a personalized underwriting approach.
  • Access to Chubb’s full product offerings and capacity with Umbrella/Excess Liability, Professional Liability, Management Liability, Environmental, Marine, Accident & Health, as well as Chubb’s global underwriting capabilities and worldwide network.

Program Structure Options

  • High and matching deductibles
  • Paid loss and incurred loss retrospective plans
  • Captives (single parent, third party owned or Chubb sponsored protected cell, buy back or traditional structures)
  • Excess or self insured (SIR)
  • Funded deductibles


  • $250,000 retention per accident for Workers Compensation (WC)
  • $100,000 retention per occurrence for General Liability (GL)/Products Completed Operations
  • $100,000 retention per accident for Automobile Liability (AL)

 Incidental exposures may be considered on lower deductibles and/or guaranteed cost


  • Statutory Capacity for WC
  • Capacity of up to $10 million for AL and GL

Additional capacity may be available subject to underwriting and program structure review.

Client Profile

Our typical clients include Fortune 500/Global 2000, public or privately held companies with:

  • Prior risk financing experience and appetite
  • Dedicated risk manager
  • Interest in fronting or in addition to risk transfer options
  • Interest in or already contracting with a Third Party Administrator (TPA) for claims management or related services
  • Health, Safety, and Environmental and/or catastrophic response programs
  • Customers already engaged in actuarial studies and projections
  • Capability to provide needed collateral to support credit risk
  • Interest in more sophisticated risk financing or structured risk products currently or in the future

Chubb’s Captive Strategies

Bundled Coverage & Claims Products

Guaranteed Cost Programs


Lou Capparelli
(212) 642-7831

Seth Gillston
(212) 209-2273

Insurance provided by ACE American Insurance Company and its U.S. based Chubb underwriting company affiliates. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers.

Chubb is a world leader in insurance. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. As an underwriting company, we assess, assume and manage risk with insight and discipline. We service and pay our claims fairly and promptly. The company is also defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb maintains executive offices in Zurich, New York, London, Paris and other locations, and employs approximately 40,000 people worldwide. Additional information can be found at: